Nigeria Property Centre

Property in Banana Island, Ikoyi, Lagos

There are 3,633 flats, houses, land and commercial properties for sale and rent in Banana Island as of 13 Aug 2026, with an average price of ₦2B. Every listing is posted by an estate agent or developer you can contact directly — filter by price, type, furnishing and recency to find the right home.

Premium Plus Top promoted listing
3 Bedrooms Waterfront Apartments with BQ
25 photos
₦55,000,000 /yr

Flat / apartment for rent

3 Bedrooms Waterfront Apartments with BQ

Come experience our new 5Star apartment, boasting a spectacular waterfront view, furnished with the most exceptional & impressive interiors, located in the heart of Banana Island, A neighborhood that exudes opulence & grandeur off the foreshore of Ikoyi, Lagos, Rated by Forbes as one of the most expensive & exclusive residences in Africa, They say, "A picture is worth a thousand word" Wonder if these tell a story as we turn a new chapter in the business of luxury, You be the judge. 1year Rent - 55m Service Charge - 5m Agency - 10% Legal - 10% Caution - 5% Diesel Deposit - 2m (Naira)

Banana Island, Ikoyi, Lagos Added today
3 Beds 3 Baths 4 Toilets 2 Parking

Colmond Enterprise LTD

Luxury 5 Bedroom Semi Detached Duplex — Banana Island, Ikoyi, Lagos
Featured
22
$2,200,000

Semi-detached duplex for sale

Luxury 5 Bedroom Semi Detached Duplex

5-Bedroom Semi-Detached House with BQ - Banana Island - ₦2.2BN For Sale: Luxury 5-bedroom semi-detached house with Boys' Quarters, office space, and rooftop terrace, located in the prestigious Banana Island, offering exceptional comfort, elegance, and modern living. Location: Banana Island, Lagos Price: ₦2,200,000,000 Title: C of O Comes With: Boys' Quarters - Office space - Rooftop terrace - Spacious living areas - All rooms ensuite - Modern fitted kitchen - Ample parking - Secure environment - Prime location - Luxury finishing

Banana Island, Ikoyi, Lagos
5 beds 5 baths 6 toilets 4 Parking
Regal Affluence Realty
Luxury 5 Bedroom Detatch Duplex — Banana Island, Ikoyi, Lagos
Featured
10
₦2,200,000,000

Detached duplex for sale

Luxury 5 Bedroom Detatch Duplex

5-Bedroom Semi-Detached House with BQ - Banana Island - ₦2.2BN For Sale: Luxury 5-bedroom semi-detached house with Boys' Quarters, office space, and rooftop terrace, located in the prestigious Banana Island, offering exceptional comfort, elegance, and modern living. Location: Banana Island, Lagos Price: ₦2,200,000,000 Title: C of O Comes With: Boys' Quarters - Office space - Rooftop terrace - Spacious living areas - All rooms ensuite - Modern fitted kitchen - Ample parking - Secure environment - Prime location - Luxury finishing

Banana Island, Ikoyi, Lagos
5 beds 6 baths 6 toilets
Lameksrealtors
Luxury 5 Bedrooms Semi-Detached House with BQ & Roof Top Terrace — Banana Island, Ikoyi, Lagos
Featured
15
₦2,200,000,000

Detached duplex for sale

Luxury 5 Bedrooms Semi-Detached House with BQ & Roof Top Terrace

5-Bedroom Semi-Detached House with BQ - Banana Island - ₦2.2BN For Sale: Luxury 5-bedroom semi-detached house with Boys' Quarters, office space, and rooftop terrace, located in the prestigious Banana Island, offering exceptional comfort, elegance, and modern living. Location: Banana Island, Lagos Price: ₦2,200,000,000 Title: C of O Comes With: Boys' Quarters - Office space - Rooftop terrace - Spacious living areas - All rooms ensuite - Modern fitted kitchen - Ample parking - Secure environment - Prime location - Luxury finishing. DV

Banana Island, Ikoyi, Lagos
5 beds 5 baths 6 toilets 4 Parking
Tents N Castles LTD
4 Bedroom Terrace Duplex — Banana Island, Ikoyi, Lagos
Featured
21
₦40,000,000 /yr

Terraced duplex for rent

4 Bedroom Terrace Duplex

4-Bedroom - Banana Island - ₦40M/Year For Rent: Tastefully finished 4-bedroom terrace with an attic room, atrium, study, ante room, sit-out area, and Boys' Quarters, located in the prestigious Banana Island. Location: Banana Island, Lagos Rent: ₦40,000,000 per annum Tentative Total Package: ₦50,500,000 Service Charge: ₦2,800,000 per annum Diesel Deposit: ₦500,000 Charges: Agency -- 10% - Legal -- 10% - Caution -- ₦2,500,000 Comes With: Attic room - Atrium - Study - Ante room - Boys' Quarters - Fully fitted kitchen - All rooms ensuite - Guest toilet - Swimming pool - Sit-out lounge - Fully equipped gym - Balconies - Ample parking - Gated, serene and secure estate - 24/7 power supply (personal prepaid meter -- pay as you use at ₦217/kWh) - Maximum security

Banana Island, Ikoyi, Lagos
4 beds 4 baths 5 toilets
Chiritzhomes
New 5 Bedroom Detached Duplex +BQ, Pool & Many Features — Banana Island, Ikoyi, Lagos
Featured
10
₦7,000,000,000

Detached duplex for sale

New 5 Bedroom Detached Duplex +BQ, Pool & Many Features

New 5 Bedroom Detached Duplex +BQ, Pool & many Features for Sale Sitting on 500sqm and 600sqm Price: ₦7,000,000,000 Title: C of O Location: Banana Island, Ikoyi ️ Features: - Gym - CCTV - Jacuzzi - Cinema - Elevator - Wardrobe - pop Ceiling - Water Heater - Fitted Kitchen - Heat Extractor - Walk-in Closet - Swimming Pool - Rooftop Terrace - Water Treatment - All Rooms Ensuite - Home Office Space - Ample Parking Space Kindly note that there's an inspection fee. This helps us prepare and ensure a smooth viewing experience. Won't you rather come and inspect to make an informed decision? For Inspection or Enquiries, Contact Luxury Habitats & Co: Call or WhatsApp: +2349061385846 Follow us for more premium listings: Instagram: www.instagram.com/luxuryhabitats_ Facebook: https://www.facebook.com/share/1BVpsMf6aP/ Subscribe for more tours: www.youtube.com/@Luxuryhabitats TikTok: https://www.tiktok.com/@luxuryhabitatsco?_t=ZS-90u2dgW24Ii&_r=1

Banana Island, Ikoyi, Lagos
5 beds 5 baths 6 toilets
Luxury Habitats & Co
8 Bedroom Stand Alone Water Front Villa on Approximately 5, 000 SQM — Banana Island, Ikoyi, Lagos
Featured
6
₦26,000,000,000

Detached duplex for sale

8 Bedroom Stand Alone Water Front Villa on Approximately 5, 000 SQM

8 Bedroom waterfront mansion in banana island An 8 Bed room stand alone water front villa on approximately 5,000sqm Features are: - 8 bedrooms all en-suite with Swimming pool - Functional Cinema room. - 3 lounges. - Home office/study. - 2 bedroom guest chalet. - Car park for 5 vehicles. - Central air conditioner. - Integrated music system. - Fire and burglar alarm system. - All windows are grade a ballistic bullet proof windows - Water treatment plant witnFully kitted dry and wet kitchens - Serene Environment Price: 26bilion Location: Banana island Land size: 5000 sqm Sprawling green area in banana island with private jetty. Contact Awai Properties and Luxury Ltd ️

Banana Island, Ikoyi, Lagos
8 beds 10 baths 10 toilets 5 Parking
Awai Properties and Luxury
4 Bedroom Maisonette — Banana Island, Ikoyi, Lagos
Featured
29
$2,800,000

Flat / apartment for sale

4 Bedroom Maisonette

CW09302 4 Bedroom Maisonette in Ikoyi Banana Island, Ikoyi, Lagos Experience exclusive waterfront living in this luxurious 4-bedroom maisonette located within the prestigious Banana Island. Set in a secure estate with premium amenities and breathtaking waterfront surroundings, this residence offers the perfect combination of elegance, comfort, and investment value. Sale Details Price: $2,800,000 Features & Amenities 4 Spacious En-Suite Bedrooms Waterfront Property Boys' Quarters (BQ) Fully Fitted Kitchen Swimming Pool Fully Equipped Gym Ample Parking Space Secure Gated Estate Spacious Living & Dining Areas Contemporary Interior Finishes Highlights Prestigious Banana Island Address Prime Waterfront Location Secure and Exclusive Estate Luxury Maisonette Design Ideal for High-Net-Worth Individuals, Families, and Investors Excellent Rental Yield and Long-Term Capital Appreciation Easy Access to Ikoyi, Victoria Island, and Lagos Business Districts Location: Banana Island, Ikoyi, Lagos a rare opportunity to own a premium waterfront maisonette in Banana Island, offering exceptional luxury, world-class amenities, and an enviable lifestyle in one of Lagos' most prestigious residential communities. For more Information, Pricing and Private Viewings Please Contact: Titilayo: +234 707 886 6245 Lilian: 09062511340 Email: [email protected] Website: www.cwlagos.com We are Social! Check out other Fantastic Premium Listings on our Social Media Platforms IG: @cwrelagos Twitter: @cwrelagos Facebook: @cwrealestate

Banana Island, Ikoyi, Lagos
4 beds 4 baths 5 toilets
C W Real Estate
4 Bedroom Maisonette — Banana Island, Ikoyi, Lagos
Featured
24
$2,800,000

Flat / apartment for sale

4 Bedroom Maisonette

CW09302 4 Bedroom Maisonette in Ikoyi Banana Island, Ikoyi, Lagos Experience exclusive waterfront living in this luxurious 4-bedroom maisonette located within the prestigious Banana Island. Set in a secure estate with premium amenities and breathtaking waterfront surroundings, this residence offers the perfect combination of elegance, comfort, and investment value. Sale Details Price: $2,800,000 Features & Amenities 4 Spacious En-Suite Bedrooms Waterfront Property Boys' Quarters (BQ) Fully Fitted Kitchen Swimming Pool Fully Equipped Gym Ample Parking Space Secure Gated Estate Spacious Living & Dining Areas Contemporary Interior Finishes Highlights Prestigious Banana Island Address Prime Waterfront Location Secure and Exclusive Estate Luxury Maisonette Design Ideal for High-Net-Worth Individuals, Families, and Investors Excellent Rental Yield and Long-Term Capital Appreciation Easy Access to Ikoyi, Victoria Island, and Lagos Business Districts Location: Banana Island, Ikoyi, Lagos a rare opportunity to own a premium waterfront maisonette in Banana Island, offering exceptional luxury, world-class amenities, and an enviable lifestyle in one of Lagos' most prestigious residential communities. For more Information, Pricing and Private Viewings Please Contact: Titilayo: +234 707 886 6245 Lilian: 09062511340 Email: [email protected] Website: www.cwlagos.com We are Social! Check out other Fantastic Premium Listings on our Social Media Platforms IG: @cwrelagos Twitter: @cwrelagos Facebook: @cwrealestate

Banana Island, Ikoyi, Lagos
4 beds 4 baths 5 toilets
C W Real Estate
Featured
₦700,000,000

Flat / apartment for sale

Tastefully Finished 3 Bedrooms Luxury Apartment with Maids Room

Title - Deed of Assignment

Mojisola Onikoyi Layout, Banana Island, Ikoyi, Lagos
3 beds 3 baths 4 toilets 2 Parking
Momoh Consulting
6 Units of 4 Bedroom Flat — Banana Island, Ikoyi, Lagos
Featured
6
₦65,000,000

Flat / apartment for rent

6 Units of 4 Bedroom Flat

6 units of 4bedroom flat in Banana island Rent-N65m/p.a. Danie

Banana Island, Ikoyi, Lagos
4 beds 4 baths 5 toilets
Charis Estate
Smart 5 Bedroom Fully Detached Duplex with 2 Rooms, Pool, Lift, Gym and Cinema — Banana Island, Ikoyi, Lagos
Featured
9
$4,500,000

Detached duplex for sale

Smart 5 Bedroom Fully Detached Duplex with 2 Rooms, Pool, Lift, Gym and Cinema

For sale in banana island ikoyi residential Luxuriously, Aesthetically and Exquisitely under construction Bespoke Smart 5bedroom Fully Detached Duplex with 2Rooms BQ Panoramic elevators Ground + 4 floors Swimming Pool Cinema Gym 3 sets of kitchen ( wet and dry and kitchenette top notch appliances) 24 hours uninterrupted power supply Full home automation Air-conditioned and water heater Automated doors Finishing tiles ( Spanish and Italian) Price: $ 4.5M or Naira Equivalent slightly Negotiable. Instalmental payment accepted. Title: C of O Handover : September 2026 Land size: 460sqm Broker Fee Applies Call/Whatsapp - 08025262007/07035299955

Banana Island, Ikoyi, Lagos
5 beds 5 baths 6 toilets
Sinclaire Homes LTD
5 Bedroom Fully Detached Duplex with Bq, Pool, Lift, 3 Living Rooms, Etc — Banana Island, Ikoyi, Lagos
Featured
10
₦4,000,000,000

Detached duplex for sale

5 Bedroom Fully Detached Duplex with Bq, Pool, Lift, 3 Living Rooms, Etc

For Sale 5bedroom Fully Detached Duplex with bq, all rooms ensuite, fitted kitchen, elevator,3 living rooms, ample parking,swimming pool,etc. Location - Banana Island ikoyi Price - 4b Title - C of O Broker Fee Applies Call/Whatsapp - 08025262007/07035299955

Banana Island, Ikoyi, Lagos
5 beds 5 baths 6 toilets
Sinclaire Homes LTD
New Smart 6 Bedroom Fully Detached Duplex with 2 Rooms, Pool, Lift, Cinema, — Banana Island, Ikoyi, Lagos
Featured
11
₦5,000,000,000

Detached duplex for sale

New Smart 6 Bedroom Fully Detached Duplex with 2 Rooms, Pool, Lift, Cinema,

For Sale An ultra-luxury 6-Bedroom Fully Detached Duplex with 2Rooms BQ. Location - Banana Lagos, Lagos From a private cinema to a rooftop terrace... From integrated smart automation to Expansive Living Areas... Every element has been executed with precision. Some of the key features: - Expansive Living Areas - Private Cinema - Full Smart Home Automation - Gym - Swimming Pool - Elevator - Rooftop Terrace with Panoramic views - Multiple entertainment spaces - 2 BQs - ⁠Walk-in Closet etc Price: N5b Broker Fee Applies Call/Whatsapp - 08025262007/07035299955

Banana Island, Ikoyi, Lagos
6 beds 6 baths 7 toilets
Sinclaire Homes LTD
Fully Serviced 4 Bedrooms Apartments — Banana Island Road, Ikoyi Lagos, Banana Island, Ikoyi, Lagos
Featured
11
₦40,000,000 /yr

Flat / apartment for rent

Fully Serviced 4 Bedrooms Apartments

4-bedroom for rent ikoyi LOCATION:banana road ikoyi Brand New 4-Bedroom Apartment with Gym, Pool, 24hrs power, located at Banana Road, Ikoyi. Residents enjoy facilities and amenities, including; -Spacious en-suite rooms -modern fitted kitchen -large living area -24/7 power -swimming pool -gym -access control elevator -ample parking -contemporary finishes -uniformed security outfit -CCTV and access control -Professional Facility Management Ideal for Executives & Expatriates. Rent: N45m per annum Service Charge: N1.9m Agency Fee: 10% Legal Fee: 10% Caution Deposit: 10% Power: prepaid token meter 09076012944

Banana Island Road, Ikoyi Lagos, Banana Island, Ikoyi, Lagos
4 beds 4 baths 5 toilets 4 Parking
Real and Reliable Home's Limited
4 Four Bedroom Semi Detached Duplex — Banana Island, Ikoyi, Lagos
Featured
13
₦75,000,000

Semi-detached duplex for rent

4 Four Bedroom Semi Detached Duplex

To let Four bedroom semidetached duplex for rent Location: Banana island road, ikoyi Features Air conditioners, BQ, 4 car park space, fitted kitchen, study Rent: N75million Agency: 10% Legal: 10% Caution: 10% West

Banana Island, Ikoyi, Lagos
4 beds 4 baths 5 toilets 2 Parking
Teelinks Realty Agency
Ultra-Prime Waterfront Mini-Estate — Banana Island, Ikoyi, Lagos
Featured
1
$30,000,000

Detached duplex for sale

Ultra-Prime Waterfront Mini-Estate

- Ultra-prime waterfront MINI-Estate Location: Banana Island, Ikoyi, Lagos Description a breathtaking waterfront trophy property located in the heart of Banana Island, one of Africa's most prestigious residential enclaves. This rare offering comprises five (5) units of 5-Bedroom fully detached mansions sitting on a massive 4,600 sqm waterfront land parcel, creating a private luxury mini-estate with exceptional privacy, scale, and waterfront lifestyle appeal. Designed for ultra-high-net-worth individuals, diplomatic residences, or legacy family ownership, the estate combines expansive outdoor space with premium leisure features and uninterrupted water views. Property Details Property Type: Detached Houses (Private Mini-Estate) Number of Units: 5 Units of 5-Bedroom Mansions Land Size: 4,600 sqm Location: Banana Island, Ikoyi, Lagos View: Direct Waterfront Key Features - Private waterfront jetty - Helipad (provision available) - Fully equipped gym / fitness centre - Industrial generator systems for steady power - Expansive manicured lawns and outdoor recreation areas - 24-hour power supply - Located within a secure and exclusive mini-estate - Panoramic waterfront views Price:$30,000,000 Brokerage fee: 5% Ideal Buyer Ideal for legacy family ownership, embassy residence, corporate housing, or ultra-premium rental investment within Nigeria's most exclusive island address. Viewing & Due Diligence Private inspection, virtual tours, and full due diligence documentation are available strictly upon presentation of Proof of Funds (POF). Important notice This opportunity is strictly for serious and financially capable direct buyers. Proof of Funds (POF) is required before inspection or release of confidential property documentation. No pof --- No Inspection.

Banana Island, Ikoyi, Lagos
5 beds 5 baths 6 toilets
Knight Angels Realties LTD
2 Bedroom Fully Furnished Apartment — Banana Island, Ikoyi, Lagos
Featured
17
₦650,000,000

Flat / apartment for sale

2 Bedroom Fully Furnished Apartment

Features ⫸ Exquisitely furnished apartment ⫸ Located on the 1st floor ⫸ Spacious living and dining area ⫸ All rooms en-suite ⫸ Fitted kitchen ⫸ Modern bathrooms ⫸ Secure and serene environment ⫸ No BQ ⫸ No swimming pool ⫸ No gym ⫸ Shortlet prohibited Price ⫸ Sale Price: ₦650 Million Fa

Banana Island, Ikoyi, Lagos
2 beds 2 baths 3 toilets
Kingcrimson Global Realty LTD
3 Bedroom Apartment — Banana Island, Ikoyi, Lagos
Featured
13
$1,500,000

Flat / apartment for sale

3 Bedroom Apartment

CW09267 3 Bedroom Apartment in Ikoyi Banana Island, Ikoyi, Lagos Own a luxury 3-bedroom apartment in the prestigious Banana Island, offering contemporary architecture, spacious interiors, and premium lifestyle amenities. Designed for discerning homeowners and investors, this residence delivers comfort, elegance, and long-term value in one of Lagos' most exclusive neighborhoods. Sale Details Price: US$1,500,000 Features & Amenities 3 Spacious En-Suite Bedrooms Swimming Pool Fully Equipped Gym High-Speed Elevator Rooftop Terrace Private Study / Home Office Walk-In Closet Fully Fitted Kitchen Fully Installed Air Conditioners In-Built Speakers Concierge Services Ample Parking Space Smoke Detectors Fire Alarm System Highlights Prestigious Banana Island Address Contemporary Luxury Apartment Premium Lifestyle Amenities Spacious and Functional Layout Ideal for Homeowners, Expatriates, and Investors Excellent Rental Income Potential Strong Long-Term Capital Appreciation Secure and Exclusive Residential Development Location: Banana Island, Ikoyi, Lagos An exceptional opportunity to own a premium apartment in Banana Island, combining luxury, convenience, and world-class amenities in one of Africa's most prestigious residential communities. For more Information, Pricing and Private Viewings Please Contact: Ifunaya: +234 706 399 0727 Lilian: 09062511340 Email: [email protected] Website: www.cwlagos.com We are Social! Check out other Fantastic Premium Listings on our Social Media Platforms IG: @cwrelagos Twitter: @cwrelagos Facebook: @cwrealestate

Banana Island, Ikoyi, Lagos
3 beds 3 baths 4 toilets
C W Real Estate
3 Bedroom Apartment — Banana Island, Ikoyi, Lagos
Featured
13
$1,500,000

Flat / apartment for sale

3 Bedroom Apartment

CW09267 3 Bedroom Apartment in Ikoyi Banana Island, Ikoyi, Lagos Own a luxury 3-bedroom apartment in the prestigious Banana Island, offering contemporary architecture, spacious interiors, and premium lifestyle amenities. Designed for discerning homeowners and investors, this residence delivers comfort, elegance, and long-term value in one of Lagos' most exclusive neighborhoods. Sale Details Price: US$1,500,000 Features & Amenities 3 Spacious En-Suite Bedrooms Swimming Pool Fully Equipped Gym High-Speed Elevator Rooftop Terrace Private Study / Home Office Walk-In Closet Fully Fitted Kitchen Fully Installed Air Conditioners In-Built Speakers Concierge Services Ample Parking Space Smoke Detectors Fire Alarm System Highlights Prestigious Banana Island Address Contemporary Luxury Apartment Premium Lifestyle Amenities Spacious and Functional Layout Ideal for Homeowners, Expatriates, and Investors Excellent Rental Income Potential Strong Long-Term Capital Appreciation Secure and Exclusive Residential Development Location: Banana Island, Ikoyi, Lagos An exceptional opportunity to own a premium apartment in Banana Island, combining luxury, convenience, and world-class amenities in one of Africa's most prestigious residential communities. For more Information, Pricing and Private Viewings Please Contact: Ifunaya: +234 706 399 0727 Lilian: 09062511340 Email: [email protected] Website: www.cwlagos.com We are Social! Check out other Fantastic Premium Listings on our Social Media Platforms IG: @cwrelagos Twitter: @cwrelagos Facebook: @cwrealestate

Banana Island, Ikoyi, Lagos
3 beds 3 baths 4 toilets
C W Real Estate
Fully Serviced 4 Bedroom Apartment with Communal Pool, Gym, Elevator & Waiting Area. — Banana Island, Ikoyi, Lagos
Featured
10
₦40,000,000 /yr

House for rent

Fully Serviced 4 Bedroom Apartment with Communal Pool, Gym, Elevator & Waiting Area.

Ikoyi banana island road Fully Serviced 4 Bedroom Apartment With Communal Pool, Gym, Elevator & Waiting Area. Price: ₦40,000,000 Per Annum Service Charge: ₦1,200,000 Per Annum Agency:0% Legal:10% *Caution:10% Oyed/Dvn

Banana Island, Ikoyi, Lagos
4 beds 5 baths 5 toilets 3 Parking
Go Global Realty

Showing 1,541–1,561 of 3,633 properties

Area Guide

About Banana Island, Ikoyi

Banana Island, is an artificial island off the foreshore of Ikoyi, Lagos, Nigeria. The Island is a man-made island and is shaped like a banana. It is located in the Lagos Lagoon and is connected to Ikoyi Island by a dedicated road which is linked to the existing road network near Parkview Estate.The island was constructed by the Lebanese-Nigerian Chagoury Group in partnership with the Federal Ministry of Works and Housing and is considered to be on par with the Seventh Arrondissement in Paris, La Jolla in San Diego, and Tokyo's Shibuya and Roppongi neighbourhoods. Banana Island has residential and commercial areas, as well as sites for recreational activities

It occupies a sand-filled area of approximately 1,630,000 square metres and is divided into 536 plots (of between 1000 and 4000 square metres in size) mainly arranged along cul-de-sacs. Dwellers in this Island are provided with world class utilities including underground electrical systems (versus the overhead cabling common throughout Lagos), an underground water supply network, a central sewage system and treatment plant, and street lighting and satellite telecommunications networks

Read the full area guide
FAQ

Frequently asked questions

The average price of flats, houses, land and commercial property in Banana Island, Ikoyi, Lagos is ₦2,000,000,000.

The price of the most expensive flats, houses, land and commercial property in Banana Island, Ikoyi, Lagos is ₦24,700,000,000.

The price of the cheapest flats, houses, land and commercial property in Banana Island, Ikoyi, Lagos is ₦3,800,000.

There are 3,633 available flats, houses, land and commercial property in Banana Island, Ikoyi, Lagos. You can view and filter the list of property by price, furnishing and recency.