20 Bedroom Houses for Sale in Estates, Lagos

For sale 8 units of 3 bedrooms in 2 blocks of 4 units each block. each with 1 room self-contained bq. each with 2 car park space plus visit car park. title: govs consent. location: *chevy view estate* chevron drive. just few meters by the estate gate. price: *n800million* land size: 1,100sqm. more pictures,videos and papers available for serious clients ...

Brand new estate sale - flash price drop alert!!! the original price was n3.9 billion promotional launch prices now only n3billion brand new estate in lagos for sale. great location!! it was newly built and completed. just around shoprite mall and within 3 mins drive off lekki epe express the estate has 28 units consisting of the following: - 4bed terrace duplex units x 12 units - 2bed terrace apartments x 12 units - 2bed apartments (glass house) x 3 units - 2bed detached unit x 1 unit amenities included built on *6,000sqm:* - football pitch️ - ⁠basketball court - ⁠kids playground - ⁠gym - ⁠snooker lounge room - ⁠security and mopol house‍️ great investment for residential homes, school, hotel, academy, and hospital. with many more great opportunities for extension. with a very large compound and ample parking spaces available (gives scope for expansion). title: governors consent sangotedo, ajah, lekki, lagos 12 months payment plan regards, contact us on whatsapp: +2347035571...

This property consists of duplex for sale. *description:* fully detached *5 bedroom duplex with penthouse + a room bq* *features:* newly built all rooms ensuite well fitted kitchen well & modern finishing, standard wardrobe, 5 water heater, jacuzzi, heat extractor, chandelier, concrete stamp floor cctv automated gate inbuilt speakers title: certificate of occupancy price: ₦300m location: diamond estate . command ipaja . refjosleytdssejos...

Just out for sales 5 plot of land along osolo way ajao estate ,off international airport road close to mr biggs , good for bank, church,super market, school, event center, shopping complex eyc * n1. 3 billion asking * tile - c of o * videos is available for serious cli...

Prime mini-estate for sale -- osborne phase 1, ikoyi osborn phase 1 an exceptional investment opportunity in osborne phase 1, one of ikoyi's most exclusive and secure residential zones, highly preferred by expatriates, corporate tenants, and hnwis. this purpose-built mini-estate is ideal for steady rental income, short-let returns, or long-term capital appreciation. ⸻ estate overview - ️ 2 blocks -- block a & block b - 8 units of 3-bedroom apartments - 2 units of 4-bedroom penthouses - 🧱 10-room servant quarters -- spread across 2 floors - swimming pool & gym house - mini relaxation area - water treatment plant - dedicated security post with generator house ⸻ unit breakdown - 3-bedroom apartments -- 8 units - 4-bedroom penthouses -- 2 units - service quarters -- 10 rooms ⸻ location highlights - situated in victoria place, 7th street, osborne phase 1 - highly secure, gated, and centrally located - easy access to mainland bridges, vi, and central ikoyi ⸻ sale price ₦3.75 billion naira (title and documentation available on request) ⸻ why this property? ️ highly lettable to diplomats, corporates, and luxury renters ️ ideal for short-let or private co-living conversion ️ stable rental income + capital growth potential ️ exclusive enclave with top-tier facilities ⸻ for serious enquiries & inspection: stanley humble -- 08066953824 invest in osborne. secure a rare gem in the heart of iko...

Property for sale in osborne estate slvgabkel a rare investment opportunity in osborne ikoyi's most secure and strategically located residential enclaves. this mini-estate is a purpose-built residential development designed for steady rental income and long-term capital growth. *property features:* - 2 blocks of flats (block a and b) - each block has 4 units of 3-bedroom apartments and 1 penthouse (4-bedroom) - total of 10-room service quarters across 2 floors - swimming pool and gym house - mini relaxation area - water treatment facility - security post with adjoining generator house *unit breakdown:* - 3-bedroom apartments: 8 units - 4-bedroom penthouses: 2 units - service quarters: 10 rooms *location*: osborne, ikoyi, lagos *sale price:* ₦3.75 billion this is a clean, compact estate with premium facilities in a location favored by expatriates, corporate tenants, and high-net-worth individuals. suitable for residential leasing, short-let conversion, or private co-livi...

A mini-estate for sale at banana island, ikoyi lagos. a 25-units of luxury flats as shown below: * 1-unit of 4bedroom penthouse * 12-units of 3bedroom flats * 8-units of 2bedroom flats * 4-units of 1bedroom flats features all room ensuite with closet, swimming pool, fully equipped gym, bullet proof doors, alarm system, onsite facilities management, 24 hours security guard + cctv, ample car parks. location: banana island estate, purely residential zone, ikoyi lagos. title: lasg certificate of occupancy land size: 6,000m² listing price: $23m ...

For sale a mini-estate for sale at banana island, ikoyi lagos a 25-units of luxury flats * 1-unit of 4bedroom penthouse * 12-units of 3bedroom flats * 8-units of 2bedroom flats * 4-units of 1bedroom flats features all room ensuite with closet, swimming pool, fully equipped gym, bullet proof doors, alarm system, onsite facilities management, 24 hours security guard + cctv, ample car parks. location: banana island estate, purely residential zone, ikoyi lagos. title: lasg certificate of occupancy land size: 6,000m² listing price: $18m usd for more enquiries or to schedule a private inspection ️ +2347025004779 [email protected] https://siacaroyalle.com ig https://www.instagram.com/siacaroyalle whatsapp: wa.me/+2347025004779...

Our newly built and serviced mini estate at location sangotedo, ajah, lekki, lagos is for sale!! the estate has 28 units consisting of the following: 4bed terrace duplex units x 12 2bed terrace apartments x 12 2bed apartments (glass house) x 3 2bed detached unit x 1 title governors consent amenities: - basketball court - football pitch - kids play area - gym - adults lounge play area other info: - security house with 1st floor mopol house - 24/7 electricity - 24/7 water supply - cctv cameras - very big and spacious compound - very big and spacious living areas and rooms ready and completed ️ the estate has other buildings within the compound. namely: gym house office house mini mart estate store house then the amenities. the estate sits over 6000 sqm. all documents are available on request. price : n3...

------------------------------------------------ brand new estate in lagos for sale. great location!! newly built and completed. just behind shoprite mall and within 3 mins drive off lekki epe express the estate has 28 units consisting of the following: 4bed terrace duplex units x 12 2bed terrace apartments x 12 2bed apartments (glass house) x 3 2bed detached unit x 1 amenities included built on 6,000sqm: - football pitch️ - ⁠basketball court - ⁠kids playground - ⁠gym - ⁠snooker lounge room - ⁠security and mopol house‍️ great investment for residential homes, school, hotel, academy and hospital. with many more great opportunities for extension. with a very large compound and ample parking spaces available (gives scope for expansion). *optional additional 2 plots of land (1100 sqm) to purchase for investors to expand* title: governors consent (all docs available) sangotedo, ajah, lekki, lagos price: 2.8billion 12 months payment p...

*brand new completed estateoff monestary road behind novare mall, sangotedo ajah lagos* this affordable luxury estate has 28 units of 2 & 4 bedroom duplexes & glass apartment house, *6000sqm* total land size title: governors consent *amenities:* - basketball court - football pitch - kids play area - gym‍️ - snooker lounge room - security and mobile police house‍️ - mini mart *infrastructures:* - water treatment plant (2 industrial boreholes) - industrial fire extinguisher line - transformer line - nepa poles & caples - spacious solar compound/exterior lighting - hd camera units with 18x camera set *price: #2.5b* discount price: *#3.3b* original this is a one time offer for a quick sale & flexible payment plan †¶j¶√...

Direct brief brand new estate in lagos for sale. great location!! newly built and completed. just within 3 mins drive off lekki epe express the estate has 28 units consisting of the following: 4 bedroom terrace duplex units x 12 2 bedroom terrace apartments x 12 2 bedroom apartments (glass house) x 3 2 bedroom detached unit x 1 amenities included built on 6,000sqm: - football pitch - basketball court - kids playground - gym - swimming pool (mapped) - snooker lounge room - security and mopol house - mini mart great investment for residential homes, school, hotel, academy and hospital. with many more great opportunities for extension. with a very large compound and ample parking spaces available (gives scope for expansion). optional additional 2 plots of land (1100 sqm) to purchase for investors to expand title: governor's consent sangotedo, ajah, lagos promo price: n2.5b note: 12 months payment installments is welcomed kindly click the link above to watch the video. do not forget to subscribe to our channel for more updates on properties. contact: peveth global services and properties limi...

For sale slvjb brand new residential estate with state of the arts facilities for sale promotional launch prices now only n2.490billion brand new estate in lagos for sale. great location!! newly built and completed. just behind shoprite mall and within 3 mins drive off lekki epe express the estate has 28 units consisting of the following: 4bed terrace duplex units x 12 2bed terrace apartments x 12 2bed apartments (glass house) x 3 2bed detached unit x 1 amenities included built on 6,000sqm: - football pitch️ - ⁠basketball court - ⁠kids playground - ⁠gym - ⁠snooker lounge room - ⁠security and mopol house‍️ great investment for residential homes, school, hotel, academy and hospital. with many more great opportunities for extension. with a very large compound and ample parking spaces available (gives scope for expansion). *optional additional 2 plots of land (1100 sqm) to purchase for investors to expand* title: governors consent (all docs available) sangotedo, ajah, lekki, lagos 12 months payment plan option also availa...

For sale: 27 units of luxury duplexes with sporting and gym facilities at sangotedo, ajah, lagos. an exclusive development of 27 luxury duplexes is now available for sale in a prime and highly sought-after location. these elegantly designed homes feature contemporary architecture, spacious living areas, two and four en-suite bedrooms, fully fitted kitchens, and private balconies or terraces. each unit also includes dedicated parking and premium finishes, offering a perfect blend of style, comfort, and functionality for modern living. the gated estate is complemented by a range of upscale shared amenities, including a state-of-the-art gym, multi-sport court, swimming pool, and a clubhouse for social gatherings. residents can also enjoy landscaped green spaces, a children's play area, and 24/7 security with cctv surveillance. the development offers a resort-style lifestyle within an urban setting, ideal for families and professionals alike. strategically located near top schools, business hubs, and retail centers, this property offers both convenience and strong investment potential. whether for personal use or as a rental investment, these duplexes promise high rental yields and capital appreciation. private viewing options are available for interested buyers. features: - brandnew - 12 units of 2 bedroom terrace duplex - 12 units 4 bedroom terrace duplex - 3 units of 2 bedroom apartment - 1 units of 2 bedroom detached duplex - vitrified tiles - basket ball court - kids play ground - football pitch - fully equipped gym - full security available - cctv camera - fire hydrant plant - fully serviced - all rooms ensuite - large living room - spacious compound - security doors - shower cubicle - 24hrs security - secured estate ------------------------------------------------------------------------ - title: governors consent - price: ₦2.5b ------------------------------------------------------------------------ for more information and viewing: contact: +2349160003810 (call/whatsapp) +2349052950111 (call/whatsapp) [email protected] instagram: @shelternestrealty facebook: @shelternestrealty website: www.shelternestrealty....

Now selling brand new estate in lagos for sale. sangotedo, lagos great location!! newly built and completed. just behind shoprite mall and within 3 mins drive off lekki epe express. the estate has 28 units consisting of 2 and 4 bedroom duplexes. the estate also has many amenities ️ land size 6000sqm the units: the estate has 28 units consisting of the following: 4 bedroom terrace duplex units x 12 2 bedroom apartments x 12 2 bedroom apartments (glass house) x 3 2 bedroom detached unit x 1 the total land size of the property (including the built up area) -- 6,000 sqm property can be used for: residential homes, a school, a hotel, an academy or a hospital. price - 2.5b naira discounted month alert for may/june 2025 only!!! discount price: n2.5billion naira original price: n3.3billion naira this is a one time offer for a quick sale. short term only deal. n.b: we are *not* selling individual units. title: governor's consent contact me on whatsapp: +2348051968275 email: buyanddwellproperties@gmail....

The estate consists of the following: 12 units of 4bedrooms terrace duplex. 12 units of 2bedrooms terrace apartments. 3 units of 2bedrooms apartments. a unit of 2bedroom detached duplex. amenities: - basketball court - football pitch - kids play area - gym - adults lounge play area - security house with 1st floor mopol house - 24/7 electricity - 24/7 water supply - cctv cameras - very big and spacious compound - very big and spacious living areas and rooms gym house office house estate storehouse and much mo...

Luxury direct sales let's share commission brand new estate in lagos for sale. great location!! newly built and completed. just behind shoprite mall and within 3 mins drive off lekki epe express the estate has 28 units consisting of the following: - 12 units of 4bed terrace duplex units - ⁠12 units of 2bed terrace apartments - ⁠3 units 2bed apartments (glass house) - ⁠1 unit of 2bed detached unit amenities included built on 6,000sqm: - football pitch️ - ⁠basketball court - ⁠kids playground - ⁠gym - ⁠snooker lounge room - ⁠security and mopol house‍️ - mini mart great investment for residential homes, school, hotel, academy and hospital. with many more great opportunities for extension. with a very large compound and ample parking spaces available (gives scope for expansion). *optional additional 2 plots of land (1100 sqm) to purchase for investors to expand* title: governors consent (all docs available) price: n2.5b sangotedo, ajah, lekki, lagos 12 months payment plan *more pictures and video available on request* note: it's my direct brief, am talking to the owner let's d...

**premium mini-estate in tranquil sangotedo -- a vision for residential or commercial possibilities** nestled in the serene and dynamic neighbourhood of sangotedo, this exclusive mini-estate features 28 thoughtfully designed duplex units, offering a harmonious blend of 2-bedroom and 4-bedroom layouts that cater to diverse aspirations. this estate is not just property; it's a canvas for dreams, whether as a private haven, a nurturing institutional space, or a strategic commercial investment that promises immense potential. enriched with modern amenities, including a fully equipped gym and sporting facilities, the estate fosters a vibrant and healthy lifestyle within a secure and peaceful environment. its spacious layout and community-friendly design open doors to transforming it into a learning academy, healthcare facility, or a thriving residential development like serviced apartments or short-let accommodations. strategically located just 3 minutes from the lekki-epe expressway, the estate offers seamless connectivity to lagos' bustling commercial and residential hubs, empowering residents with everyday convenience just a stroll away from shoprite sangotedo and mere moments from the vibrant giwa gardens water park, enhancing the quality of life for residents or guests. this mini-estate stands as a beacon for investors, developers, and institutions, presenting an outstanding opportunity to embrace prime location, robust infrastructure, and significant future value in the heart of lagos' emerging south-eastern corridor. **property highlights:** ️ 28 spacious duplex units (a mix of 2-bedroom and 4-bedroom layouts) ️ gated, serene environment in a flourishing area ️ fully equipped gym and sporting facilities ️ ideal for: - learning academy - private hospital **prime location:** just 3 minutes off lekki-epe expressway walking distance to shoprite sangotedo 10 minutes to giwa gardens water park proximity to top schools, malls, and healthcare facilities **why this estate is a remarkable investment:** **location advantage:** a mere 3 minutes from the lekki-epe expressway, a stroll to shoprite sangotedo, and a 10-minute drive to giwa gardens water park. **diverse layout:** 28 duplexes (14 × 2-bedroom, 14 × 4-bedroom) in a tranquil, gated haven. **lifestyle amenities:** residents benefit from a gym, multi-court arena, children's play zone, and beautifully landscaped walkways. **flexible zoning:** perfectly positioned for a learning academy, private hospital, serviced apartments, co-living, or classic residential estate. **ready infrastructure:** comprising paved internal roads, street lighting, drainage, central water and power provision, along with a 24/7 security outpost. **growth potential:** surrounded by rapidly developing estates, prestigious international schools, and promising business parks along the thriving lekki growth axis. price: three billion naira only(2,800,000,000 naira) call/whatsapp for inspection on +2349038498052 send an email to squarefeeted@gmail....

𝗨𝗡𝗕𝗘𝗔𝗧𝗔𝗕𝗟𝗘 𝗗𝗘𝗔𝗟: 𝗠𝗔𝗦𝗦𝗜𝗩𝗘 𝟯𝟲.𝟭𝟱% 𝗦𝗟𝗔𝗦𝗛𝗘𝗗! 𝙇𝙄𝙈𝙄𝙏𝙀𝘿 𝙏𝙄𝙈𝙀 𝙊𝙉𝙇𝙔 -- 𝘿𝙊𝙉'𝙏 𝙈𝙄𝙎𝙎 𝙊𝙐𝙏! 𝗔 𝗡𝗘𝗪𝗟𝗬 𝗕𝗨𝗜𝗟𝗧, 𝗦𝗘𝗥𝗩𝗜𝗖𝗘𝗗, 𝗛𝗜𝗚𝗛 𝗥𝗘𝗧𝗨𝗥𝗡𝗦 𝗘𝗦𝗧𝗔𝗧𝗘 𝗔𝗩𝗔𝗜𝗟𝗔𝗕𝗟𝗘 𝗙𝗢𝗥 𝗦𝗔𝗟𝗘 𝗔𝗧 𝗦𝗔𝗡𝗚𝗢𝗧𝗘𝗗𝗢, 𝗔𝗝𝗔𝗛, 𝗟𝗔𝗚𝗢𝗦 𝗦𝗧𝗔𝗧𝗘. 𝘿𝙄𝙍𝙀𝘾𝙏 𝙇𝙄𝙎𝙏𝙄𝙉𝙂 𝙁𝙍𝙊𝙈 𝙏𝙃𝙀 𝙊𝙒𝙉𝙀𝙍 - 𝙒𝙀 𝙃𝘼𝙑𝙀 𝘾𝙊𝙉𝙏𝘼𝘾𝙏 𝙏𝙊 𝙏𝙃𝙀 𝙊𝙒𝙉𝙀𝙍/𝙎𝙀𝙇𝙇𝙀𝙍: 𝗣𝗥𝗢𝗣𝗘𝗥𝗧𝗬 𝗗𝗘𝗦𝗖𝗥𝗜𝗣𝗧𝗜𝗢𝗡: 𝗦𝗲𝗿𝗶𝗼𝘂𝘀 𝗯𝘂𝘆𝗲𝗿𝘀 𝗼𝗻𝗹𝘆. 𝗙𝗶𝗿𝘀𝘁 𝗰𝗼𝗺𝗲, 𝗳𝗶𝗿𝘀𝘁 𝘀𝗲𝗿𝘃𝗲𝗱: this estate is ready and completed; located in a lucrative location, just behind shoprite mall and within a 3-minute drive off lekki epe expressway. 𝙏𝙝𝙚 𝙚𝙨𝙩𝙖𝙩𝙚 𝙝𝙖𝙨 28 𝙪𝙣𝙞𝙩𝙨 𝙤𝙛 𝙝𝙤𝙪𝙨𝙚𝙨 𝙞𝙣 𝙩𝙤𝙩𝙖𝙡, 𝙘𝙤𝙣𝙨𝙞𝙨𝙩𝙞𝙣𝙜 𝙤𝙛: - 12 units of four (4) bedroom terrace duplexes - 12 units of two (2) bedroom terrace apartments - 3 units of two (2) bedroom apartments (glass house) - 1 unit of a two (2) bedroom detached house 𝙏𝙝𝙚 𝙚𝙨𝙩𝙖𝙩𝙚 𝙖𝙡𝙨𝙤 𝙝𝙖𝙨 𝙘𝙤𝙢𝙢𝙚𝙧𝙘𝙞𝙖𝙡 𝙞𝙣𝙫𝙚𝙨𝙩𝙢𝙚𝙣𝙩 𝙗𝙪𝙞𝙡𝙙𝙞𝙣𝙜𝙨 𝙡𝙞𝙠𝙚: - a gym house - office house - mini mart - estate store house (𝘊𝘰𝘯𝘵𝘢𝘤𝘵 𝘜𝘴 𝘖𝘯: +2348095291536/ +2348166633688) ️ 𝗘𝗦𝗧𝗔𝗧𝗘 𝗔𝗠𝗘𝗡𝗜𝗧𝗜𝗘𝗦: this mini estate is well-equipped with: - basketball court - football pitch - children's play area - adults' lounge - security house with a mopol house on the first floor - 24/7 power supply - 24/7 water supply - 24/7 security with functioning cctv surveillance - large land size - spacious living areas and rooms in all units. 𝗟𝗔𝗡𝗗 𝗦𝗜𝗭𝗘: over 6,000 sqm 𝗧𝗜𝗧𝗟𝗘 𝗗𝗢𝗖𝗨𝗠𝗘𝗡𝗧: governor's consent 𝗣𝗥𝗜𝗖𝗘: 𝗡𝗢𝗪 ₦𝟮.𝟰𝟵 𝗕𝗜𝗟𝗟𝗜𝗢𝗡! (𝘧𝘳𝘰𝘮 ₦3.9 𝘉𝘪𝘭𝘭𝘪𝘰𝘯) 𝗙𝗼𝗿𝗺𝗮𝗹 𝗶𝗻𝘀𝗽𝗲𝗰𝘁𝗶𝗼𝗻 𝗼𝗳 𝘁𝗵𝗶𝘀 𝗽𝗿𝗼𝗽𝗲𝗿𝘁𝘆 𝗹𝗶𝘀𝘁𝗲𝗱 𝗮𝗯𝗼𝘃𝗲 𝘄𝗶𝗹𝗹 𝗯𝗲 𝗮𝗿𝗿𝗮𝗻𝗴𝗲𝗱 𝗦𝗧𝗥𝗜𝗖𝗧𝗟𝗬 𝗪𝗜𝗧𝗛 𝗧𝗛𝗘 𝗕𝗨𝗬𝗘𝗥 𝗢𝗡-𝗦𝗜𝗧𝗘, 𝗮𝗳𝘁𝗲𝗿 𝗳𝗼𝗹𝗹𝗼𝘄𝗶𝗻𝗴 𝗮𝗹𝗹 𝗻𝗲𝗰𝗲𝘀𝘀𝗮𝗿𝘆 𝗽𝗿𝗼𝗰𝗲𝗱𝘂𝗿𝗲𝘀. 𝗡𝗼 𝗱𝗼𝗰𝘂𝗺𝗲𝗻𝘁𝗮𝘁𝗶𝗼𝗻 𝘄𝗶𝗹𝗹 𝗯𝗲 𝗽𝗿𝗲𝘀𝗲𝗻𝘁𝗲𝗱 𝘄𝗶𝘁𝗵𝗼𝘂𝘁 𝘁𝗵𝗲 𝗣𝗥𝗘𝗦𝗘𝗡𝗖𝗘 𝗢𝗙 𝗧𝗛𝗘 𝗕𝗨𝗬𝗘𝗥. 𝙂𝙤𝙩 𝙖𝙣𝙮 𝙘𝙪𝙨𝙩𝙤𝙢 𝙧𝙚𝙖𝙡 𝙚𝙨𝙩𝙖𝙩𝙚 𝙧𝙚𝙦𝙪𝙚𝙨𝙩𝙨 𝙤𝙪𝙩𝙨𝙞𝙙𝙚 𝙩𝙝𝙞𝙨 𝙡𝙞𝙨𝙩𝙞𝙣𝙜? 𝙁𝙚𝙚𝙡 𝙛𝙧𝙚𝙚 𝙩𝙤 𝙘𝙤𝙣𝙩𝙖𝙘𝙩 𝙪𝙨 𝙩𝙤 𝙙𝙞𝙨𝙘𝙪𝙨𝙨 𝙮𝙤𝙪𝙧 𝙨𝙥𝙚𝙘𝙞𝙛𝙞𝙘 𝙧𝙚𝙦𝙪𝙞𝙧𝙚𝙢𝙚𝙣𝙩𝙨. 𝗙𝗢𝗥𝗧𝗠𝗜𝗖𝗛𝗔𝗡 𝗦𝗲𝗿𝘃𝗶𝗰𝗲𝘀... ...𝘌𝘹𝘱𝘦𝘤𝘵 𝘉𝘦𝘵...

------------------------------------------------ jp estate- flash price drop alert!!! original price was n3.9billion promotional launch prices now only n3.3billion please take note of this promotional prices and offer. available for a short time only until 30th july 2025. ------------------------------------------------ brand new estate in lagos for sale. great location!! newly built and completed. just behind shoprite mall and within 3 mins drive off lekki epe express the estate has 28 units consisting of the following: 4bed terrace duplex units x 12 2bed terrace apartments x 12 2bed apartments (glass house) x 3 2bed detached unit x 1 amenities included built on 6,000sqm: - football pitch️ - ⁠basketball court - ⁠kids playground - ⁠gym - ⁠swimming (mapped) - ⁠snooker lounge room - ⁠security and mopol house‍️ great investment for residential homes, school, hotel, academy and hospital. with many more great opportunities for extension. with a very large compound and ample parking spaces available (gives scope for expansion). *optional: additional 2 plots of land (1100 sqm) to purchase for investors to expand* title: governors consent (all docs available) sangotedo, ajah, lekki, lagos 12 months payment plan regar...