Nigeria Property Centre

Property for Sale in Banana Island, Ikoyi, Lagos

There are 1,977 flats, houses, land and commercial properties for sale in Banana Island as of 14 Aug 2026, with an average price of ₦2.3B. Every listing is posted by an estate agent or developer you can contact directly — filter by price, type, furnishing and recency to find the right home.

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921–940 of 1,977 properties for sale

3 Bedroom Maisonette Apartment with BQ — Mojisola Onikoyi Estate, Banana Island, Ikoyi, Lagos
Featured
8
₦650,000,000

House for sale

3 Bedroom Maisonette Apartment with BQ

Mojisola Onikoyi Estate. Ikoyi 3bedroom maisonette apartment with bq at Mojisola Onikoyi Estate off Banana Island road Ikoyi Lagos. N650m net

Mojisola Onikoyi Estate, Banana Island, Ikoyi, Lagos
3 beds 3 baths 4 toilets 3 Parking
God's Favour World Properties
Luxurious 3 Bedroom Flat — Banana Island, Ikoyi, Lagos
Featured
9
$1,400,000

Flat / apartment for sale

Luxurious 3 Bedroom Flat

Direct listing for sale waterfront luxury 3-bedroom apartment with BQ Experience premium waterfront living in the heart of Banana Island, Ikoyi. This luxury development offers a perfect blend of elegance, comfort, and exclusivity, complete with a private jetty and speedboat access for residents. Property Features: Waterfront View Private Jetty Speedboat Access for Occupants Swimming Pool Green Area & Landscaped Surroundings 1 Room BQ All Bedrooms En-Suite Spacious Living Room Aesthetic pop Ceilings CCTV Security System Clean Water Supply Premium Quality Tiles Pantry Island Countertop Kitchen Luxurious Master's Suite Walk-in Closet Walk-in Shower 2 Dedicated Parking Spaces Secure Estate Excellent Access Roads Flood-Free Environment Serene and Exclusive Neighborhood Location: Banana Island, Ikoyi, Lagos Price: $1.400,000 (Asking) Title Documents: - Lagos State Certificate of Occupancy (C of O) - Approved Building Plan An exceptional opportunity to own a luxury waterfront residence in one of Lagos' most prestigious addresses.

Banana Island, Ikoyi, Lagos
3 beds 3 baths 4 toilets 2 Parking
Modern Property Nexus
Luxury 6 Bedrooms Mansion — Banana Island, Ikoyi, Lagos
Featured
14
₦12,000,000,000

Detached duplex for sale

Luxury 6 Bedrooms Mansion

Luxury 6 Bedroom Fully Detached Duplex modern luxury at it's best Stunning 6-bedroom fully detached home in Banana Island that gives you that crisp, high-end feel the moment you walk through the door. With a private elevator cinema , open terrace ,the comfort level is already set --- all you need to do is move in. Banana Island, Ikoyi, Lagos Price: ₦12 Billion Naira Land size : 1400sqm Features All rooms ensuite Fully fitted kitchen with top-quality appliances Boys' quarters Comes with refrigerator & washing machine Warm, inviting dining area Elegant lighting and chandeliers pop ceilings Stamped concrete flooring Smooth, well-interlocked estate roads 24/7 security and constant power Spacious family lounge with private balconies Clean, well-designed swimming pool Walk-in closets, modern showers & a relaxing bathtub Large compound with greenery for a calm fee Outdoor sit-out spot for slow evenings

Banana Island, Ikoyi, Lagos
6 beds 6 baths 7 toilets 20 Parking
Jupero Properties
Exquisitely Detailed 3 Bedroom Apartment with BQ, Elevator & Pool — Banana Island, Ikoyi, Lagos
Featured
12
₦850,000,000

Flat / apartment for sale

Exquisitely Detailed 3 Bedroom Apartment with BQ, Elevator & Pool

EC00182 Exquisitely Detailed 3 Bedroom Apartment with BQ, Elevator & Swimming Pool - Banana Island, Ikoyi - ₦850M An exquisitely detailed 3-bedroom apartment with Boys' Quarters and swimming pool, located within the ultra-exclusive Banana Island. Offering premium finishes, modern conveniences, and a prestigious waterfront address, this residence is ideal for luxury living, wealth preservation, and long-term investment. Location: Banana Island, Ikoyi, Lagos Price: ₦850,000,000 (Net) Title: Certificate of Occupancy (C of O) Property Features - 3 spacious en-suite bedrooms - Boys' Quarters (BQ) - Swimming pool - Elevator access - Spacious living room - Main lounge area - Air conditioners installed - Automation switches - Integrated sound system - Pantry - Island countertop - Master's suite - Walk-in shower - Custom vanity - Aesthetic pop ceilings - Premium chandeliers - Spot lighting - CCTV surveillance - Top-quality floor tiles - Clean treated water supply - Gate house - 2 dedicated parking spaces - Secure estate - Excellent road network - Flood-free environment Investment Highlights - Prime Location within the ultra-exclusive Banana Island luxury market - Exceptional Investment Opportunity in one of Africa's most prestigious residential enclaves - Strong High Rental Yield potential from expatriates, diplomats, and multinational executives - Outstanding Capital Appreciation prospects driven by limited luxury inventory - Prestigious Address synonymous with exclusivity and wealth preservation - Move-In Ready residence with premium amenities - Family-Friendly Neighborhood with world-class infrastructure and security - Expatriate-Friendly community preferred by high-net-worth individuals - Strong Rental Demand from premium international tenants - High Resale Value supported by scarcity and sustained market demand - Exclusive residence ideal for portfolio diversification and long-term wealth preservation Neighbourhood Landmarks - Banana Island - Ikoyi Club 1938 - Lagos Polo Club - Bourdillon Road - Osborne Foreshore Estate - Victoria Island Business District For Enquiries & Private Inspection Edmund Castle International Realty london - dubai - lagos +234 802 268 9293 WhatsApp: +44 7917 905490 [email protected] Instagram: @edmundcastle.lagos Dubai Listings: @edmundcastle.uae

Banana Island, Ikoyi, Lagos
3 beds 3 baths 3 toilets
Edmund Castle Properties
5 Bedroom Luxury Home with Swimming Pool and 2 BQ — Banana Island, Ikoyi, Lagos
Featured
9
₦5,300,000,000

Detached duplex for sale

5 Bedroom Luxury Home with Swimming Pool and 2 BQ

Direct instruction sale in banana island exclusively finished 5 bed luxury home with swimming pool and 2BQ LOCATION:Banana Island Estate, Ikoyi price: 5.5Billion Naira Title: C of O/ Deed Completion Date: August 2026 - Contemporary Modern Architecture - Detailed Tasteful Finishing - Modern Luxury Appurtenances - Pop Ceiling - Ample Car Park for 4 Cars - Alluring Lightings - Beautiful Walk-in Closet - Stamp Concrete Floor - Three Spacious Living Area - ⁠Wet And Dry Kitchen - Luxury Sanitary Wares - CCTV Surveillance - Balconies - Swimming Pool - Fully Fitted dry and wet Kitchen - Elevator - ⁠Box Room - Integrated Audio Music System - 2 Boy's Quarters - Secure Access Control And Gated Estate - Fantastic Neighbourhood Earth

Banana Island, Ikoyi, Lagos
5 beds 5 baths 6 toilets
Best Properties
Luxury 3 Bedroom Apartment — Banana Island, Ikoyi, Lagos
Featured
17
₦1,200,000,000

Flat / apartment for sale

Luxury 3 Bedroom Apartment

A well maintained 3 bedroom water view apartment with a bq features - Swimming Pool - ⁠1BQ - ⁠Ensuite rooms - ⁠Aesthetic pop ceilings - ⁠Spacious living room - ⁠Cctv cameras - ⁠Clean water - ⁠Top quality tiles - ⁠Pantry - ⁠Island countertop - ⁠Master's suite - ⁠2 parking spaces - ⁠Secured estate - ⁠Good access roads - ⁠Flood free - ⁠Serene Environment Location: Banana island,Ikoyi. Price: N1.2bn

Banana Island, Ikoyi, Lagos
3 beds 4 toilets
Vinshome Realty
Luxury 3 Bedroom Apartment with BQ — Banana Island, Ikoyi, Lagos
Featured
13
₦900,000,000

Flat / apartment for sale

Luxury 3 Bedroom Apartment with BQ

For slae Furnished 3 Bedroom Apartment with BQ Serviced Banana Island Road, Ikoyi sale: 900M S/C: 3M Power: Payg Amenities: - 3 bedroom all en-suite with BQ - Swimming Pool - 24 Security and electricity - Elevator - Dedicated Parking - washing machine/ dryer - DSTV - fully equipped kitchen - wifi -Smart TVs in all rooms - highly secured building EgC grp

Banana Island, Ikoyi, Lagos
3 beds 3 baths 4 toilets
Divine Concept Construction/Realtors
Luxury and Well Furnished 3 Bedroom Flat — Banana Island, Ikoyi, Lagos
Featured
14
$1,300,000

Block of flats for sale

Luxury and Well Furnished 3 Bedroom Flat

Luxury and well furnished 3 bedroom flat Location: banana island,ikoyi Lagos Price: $1.3m All documents are available Amenities: - fitted kitchen with accessories - modern-day pop ceiling - detailed finishing - wardrobes - luxury finishing - water heater - fully automated

Banana Island, Ikoyi, Lagos
3 beds 3 baths 4 toilets
Sabega Environconcept
Featured
₦4,000,000 per sq.m

Land for sale

Premium Corner Piece Land

Corner Piece land for sale Size: 1000m² Title: Fed. Allocation Fed. C of O (Inview) ₦4m / m²

Banana Island, Ikoyi, Lagos
1000 sqm
Egcent Limited
4 Bedroom Waterfront Penthouse Apartment with Sports Centre — Banana Island, Ikoyi, Lagos
Featured
18
$3,000,000

Flat / apartment for sale

4 Bedroom Waterfront Penthouse Apartment with Sports Centre

Executive sales brief ​The Crown Jewel of Banana Island: Ultra-Luxury 4-Bedroom Waterfront Penthouse ​Listing Status: Direct Listing (Exclusive Representation) Target Market: High-Net-Worth Individuals (HNWIs), Institutional Buyers, C-Suite Executives, and Discerning Investors. Availability: Strictly for Verified Serious Buyers. ​Executive Summary ​This exceptional 4-bedroom waterfront penthouse redefines the pinnacle of vertical luxury living in Nigeria's most exclusive enclave: Banana Island, Lagos. Blending Opulent Minimalism with panoramic ocean views, this trophy asset offers an unprecedented lifestyle of privacy, security, and world-class recreation. Boasting dual top-tier kitchens, expansive state-of-the-art living spaces, and an elite suite of private resort amenities, this property represents a rare market opportunity for a sophisticated buyer looking to secure a premier piece of real estate. ​Core Property Specifications ​Typology: Ultra-Luxury Waterfront Penthouse ​Bedrooms: 4 En-Suite Bedrooms + Private BQ ​Bathrooms: 5.5 Contemporary Bathrooms ​Views: Unobstructed 360-Degree Waterfront and Skyline Views ​Design Aesthetic: "Quiet Luxury" --- characterized by clean architectural silhouettes, premium natural materials, and seamless indoor-outdoor integration. ​Key Features & Spatial Highlights ​The Living Experience ​State-of-the-Art Living Room: An expansive, double-volume reception and living area featuring floor-to-ceiling glass walls that frame the waterfront. Designed to transition effortlessly from a serene family sanctuary to a high-profile entertainment venue. ​Dual Top-Tier Kitchens: ​The Show Kitchen: A sleek, minimalist chef's kitchen integrated into the living space, fitted with premium integrated appliances, custom cabinetry, and a massive marble island perfect for hosting. ​The Heavy/Wet Kitchen: A fully equipped, professional-grade back kitchen designed for discrete, large-scale catering and daily meal preparation. ​Elite Leisure & Wellness Amenities ​Residents enjoy exclusive access to an unparalleled, resort-style recreational ecosystem: ​Private Helipad: For seamless, high-security aviation access bypassing city traffic. ​Championship Sports Courts: Professionally finished facilities including a Basketball Court, Tennis Court, and a indoor Squash Court. ​The Waterfront BBQ Hut: An elegantly designed outdoor pavilion tailored for elite alfresco dining, lounging, and entertaining right by the water's edge. ​Location & Security ​Situated in the ultra-secure, highly coveted destination of Banana Island, Lagos, this penthouse offers absolute privacy. ​Multi-layered biometric security access control. ​24/7 dedicated concierge and estate management services. ​Uninterrupted, power and water treatment infrastructure. ​ KO

Banana Island, Ikoyi, Lagos
4 beds 4 baths 5 toilets 3 Parking
Kehinde Akintobi & Co. Limited
Newly Built 5 Bedroom Fully Detached Luxury Residence — Banana Island, Ikoyi, Lagos
Featured
20
₦6,000,000,000

Detached duplex for sale

Newly Built 5 Bedroom Fully Detached Luxury Residence

Exclusively for Direct Clients Only for sale -- Newly Built 5 Bedroom Fully Detached Luxury Residence Location: Banana Island, Ikoyi, Lagos Financial Summary: Sale Price: ₦6,000,000,000 Brokerage Fee: 5% Property Highlights: Newly built 5 bedroom fully detached luxury home located in the prestigious banana island, ikoyi private swimming pool fully equipped GYM private elevator (LIFT) cinema room spacious family lounge executive study expansive terraces 2 room boys' quarters parking space for UP to 7 cars premium finishes throughout exclusive and secure neighborhood Description: Banana Island luxury, built for the few who demand the very best. This exceptional newly built residence combines elegance, comfort, and functionality in one of Lagos' most prestigious addresses. From the private cinema and gym to the swimming pool, lift, spacious terraces, and ample parking, every detail has been carefully designed to deliver a lifestyle of distinction. Ref:000006 important notice: This offering is strictly reserved for serious and financially capable direct clients only. Inquiries from intermediaries or other third parties will not be entertained. Kindly ensure you are prepared to proceed before requesting further details or scheduling an inspection.

Banana Island, Ikoyi, Lagos
5 beds 5 baths 6 toilets
Knight Angels Realties LTD
Luxury 5 Bedrooms Fully Detached Duplex with Elevator, Swimming Pool — Banana Island, Ikoyi, Lagos
Featured
23
₦8,000,000,000

Detached duplex for sale

Luxury 5 Bedrooms Fully Detached Duplex with Elevator, Swimming Pool

Experience luxury living at its finest with this Exquisite 5-bedroom Duplex, nestled in the heart of prestigious Banana Island. This duplex offers unparalleled elegance, space, and comfort in one of Nigeria's most exclusive neighbourhoods. Key Features:  5 Lavishly designed bedrooms, each with ensuite bathrooms, blending contemporary design with timeless luxury.  Dedicated servants' quarters for seamless household management.  Modern kitchen fitted with state-of-the-art appliances, designed for culinary enthusiasts.  A very spacious cinema room  A private family lounge  Enterprising main bedroom  A space provided for a gym  2 living rooms.  Ample parking space  Swimming pool

Banana Island, Ikoyi, Lagos
5 beds 5 baths 6 toilets
Benlary Reality Home
Featured
₦5,000,000 per sq.m

Land for sale

Land Measuring 500SQM

CWL1454 Land Measuring 500sqm in Banana island Location: Banana Island Size: 500sqm Title: Federal Certificate of Occupancy (Fed C of O) Price: ₦5 Million per sqm Luxury Investment Land in Banana Island Own a premium piece of real estate in the exclusive and prestigious Banana Island. This 500sqm plot offers a rare opportunity for luxury residential development or high-value investment in one of Lagos' most elite waterfront communities. Known for its upscale environment, world-class infrastructure, and high-profile residents, Banana Island remains one of the most desirable luxury real estate destinations in Nigeria. Property Features 500sqm prime plot Secure Federal C of O title Located in a prestigious and secure neighborhood Ideal for luxury residential development Excellent accessibility and road network High appreciation and investment value Serene and upscale environment Why Invest in Banana Island? Banana Island is synonymous with luxury living, exclusivity, and premium real estate. The area attracts high-net-worth individuals, investors, and developers due to its exceptional infrastructure, security, and consistent property value growth. For more Information, Pricing and Private Viewings Please Contact: Emmanuel: +234 908 807 2106 Lilian: 09062511340 Email: [email protected] Website: www.cwlagos.com We are Social! Check out other Fantastic Premium Listings on our Social Media Platforms IG: @cwrelagos Twitter: @cwrelagos Facebook: @cwrealestate

Banana Island, Ikoyi, Lagos
C W Real Estate
6 Bedroom Detached Smart Home — Banana Island, Ikoyi, Lagos
Featured
6
₦4,800,000,000

Detached duplex for sale

6 Bedroom Detached Smart Home

A luxury 6 Bedroom detached Smart House on three floors (Ground +3) sitting on 500sqm with the following features: 1. All ensuite bedrooms 2. Spacious parking space that can accommodate up to 6 cars 3. Internal Lift (elevator) 4. Private Swimming pool 5. Home Cinema 6. Home Office 7. Fully fitted gourmet kitchen 8. 2 room staff quarters 9. The Master's suite has a Gym House and a family lounge. 10. A roof-top with a sundeck Banana Island, Ikoyi, Lagos. Price N4.8B A Deed of assignment with a Governors consent.

Banana Island, Ikoyi, Lagos
6 beds 6 baths 7 toilets
Kmoyo Empire
4 Bedroom Penthouse — Banana Island, Ikoyi, Lagos
Featured
18
$2,500,000

Flat / apartment for sale

4 Bedroom Penthouse

CW08795 4 Bedroom Penthouse in Ikoyi Banana Island, Ikoyi, Lagos An exceptional luxury penthouse situated in the prestigious development, Banana Island. Offering breathtaking waterfront views, expansive living spaces, and premium lifestyle amenities, this residence is designed for discerning homeowners seeking exclusivity and sophistication. Asking Price: $2,500,000 Usd Property Features 4 spacious bedrooms Study room / home library All rooms en-suite Fully fitted kitchen Spacious living and dining areas Premium interior finishes Large en-suite bedrooms Excellent natural lighting Amenities Waterfront views Swimming pool Fully equipped gym Tennis court 24-hour power supply 24-hour security Professional facility management Ample parking space Serene and exclusive environment Location: Banana Island, Ikoyi a rare opportunity to own a luxury waterfront penthouse in one of Lagos' most prestigious residential developments, offering unparalleled comfort, privacy, and long-term investment value. For more Information, Pricing and Private Viewings Please Contact: Rose: +234 814 922 6187 Lilian: 09062511340 Email: [email protected] Website: www.cwlagos.com We are Social! Check out other Fantastic Premium Listings on our Social Media Platforms IG: @cwrelagos Twitter: @cwrelagos Facebook: @cwrealestate

Banana Island, Ikoyi, Lagos
4 beds 4 baths 5 toilets
C W Real Estate
Description: 3 Bedroom Apartment — Banana Island, Ikoyi, Lagos
Featured
15
₦40,000,000

Flat / apartment for sale

Description: 3 Bedroom Apartment

***Semi-direc apartment with swimming pool, Bq, fitted kitchen Location: Banana Island, Ikoyi Rent: N40 million Service charge: N5.5 million including diesel Legal: 10% Agency: 10% Caution :10% Pictures available upon request.

Banana Island, Ikoyi, Lagos
3 beds
The Home Properties. a Division of Onozefe Uzuazor Bridget Enterprise
Ultra Luxury 5 Bedroom Fully Detached Duplex with 2 BQ, Pool, Elevator — Banana Island, Ikoyi, Lagos
Featured
18
$4,150,000

Detached duplex for sale

Ultra Luxury 5 Bedroom Fully Detached Duplex with 2 BQ, Pool, Elevator

Ultra-Luxury 5-Bedroom Fully Detached Duplex + 2 BQs - Banana Island Estate, Ikoyi - $4.15M For Sale: Ultra-luxury 5-bedroom fully detached duplex with 2 Boys' Quarters, swimming pool, elevator, and dedicated office space, located in the prestigious Banana Island, Ikoyi , designed for elite living and exclusivity. Location: Banana Island Estate, Ikoyi Price: $4,150,000 Title: C of O Comes With: 2 Boys' Quarters - Swimming pool - Elevator - Home office - Spacious living areas - All rooms ensuite - Modern fitted kitchen - Luxury finishing - Ample parking - Secure and exclusive environment - Prime location

Banana Island, Ikoyi, Lagos
5 beds 5 baths 6 toilets 4 Parking
Island Luxury Homes
Newly Built 5 Bedrooms Fully Detached House. Comes with 2 Rooms BQ, Lift — Banana Island, Ikoyi, Lagos
Featured
1
₦6,000,000,000

Detached duplex for sale

Newly Built 5 Bedrooms Fully Detached House. Comes with 2 Rooms BQ, Lift

For Sale in Banana Island Newly built 5 bedroom fully detached house. Comes with 2 rooms bq, swimming pool, gym, lift, cinema, can park Upto 6 to 7 cars Ground floor: Kitchen, dinning, living room and guest toilet. First floor: Guest room, study, toilet, bq Second floor: Family lounge, box room, 3 rooms, cinema Last room Terrace, small kitchenette, small living room, box room, and queens room. Price: 6 billion naira @isobu$$

Banana Island, Ikoyi, Lagos
5 beds
Temosh Global Properties LTD
Newly Built 6-Bedroom Detached Duplex with BQ — Banana Island, Ikoyi, Lagos
Featured
20
₦6,000,000,000

Detached duplex for sale

Newly Built 6-Bedroom Detached Duplex with BQ

Exclusively for direct clients only Property Type: Newly Built 6-Bedroom Detached Duplex with BQ Location: Banana Island, Ikoyi, Lagos Financial Summary Price: ₦6,000,000,000 Property Highlights Brand new luxury detached residence in one of Lagos' most prestigious addresses 6 spacious ensuite bedrooms with premium finishing Expansive living and dining areas designed for comfort and elegance Fully fitted contemporary kitchen with high-grade appliances Private family lounge for relaxed living Bluetooth-integrated sound system Modern pop ceiling design with detailed finishing Aesthetic lighting with spotlights across key areas Walk-in showers and water heaters installed Balconies offering openness and natural light Boys' Quarters (BQ) included Concrete flooring structure ensuring durability and quality Estate Features Located within a fully secured and serene estate in Banana Island Interlocked roads with excellent infrastructure CCTV surveillance and 24-hour security Prestigious neighborhood with high-value surrounding developments Viewing & Purchase Inspection strictly by prior arrangement Ref: Ka-bi-6br-01 important notice Only serious and financially capable direct clients are invited to proceed with this opportunity. Inquiries from third parties or intermediaries will not be entertained.

Banana Island, Ikoyi, Lagos
6 beds 6 baths 7 toilets
Knight Angels Realties LTD
A Unit of 3 Bedroom Apartment — Banana Island, Ikoyi, Lagos
Featured
19
₦1,300,000,000

Flat / apartment for sale

A Unit of 3 Bedroom Apartment

A Unit of 3 bedroom apartment is available for sale in Banana Island Ikoyi Sale amount: 1.3bn Location: Residential side of Banana Island Document: C.O.O Price N1.3B For more enquirers please call 08090876670 09167713726

Banana Island, Ikoyi, Lagos
3 beds 3 baths 4 toilets 2 Parking
Property Expert

Showing 921–940 of 1,977 properties

Area Guide

About Banana Island, Ikoyi

Banana Island, is an artificial island off the foreshore of Ikoyi, Lagos, Nigeria. The Island is a man-made island and is shaped like a banana. It is located in the Lagos Lagoon and is connected to Ikoyi Island by a dedicated road which is linked to the existing road network near Parkview Estate.The island was constructed by the Lebanese-Nigerian Chagoury Group in partnership with the Federal Ministry of Works and Housing and is considered to be on par with the Seventh Arrondissement in Paris, La Jolla in San Diego, and Tokyo's Shibuya and Roppongi neighbourhoods. Banana Island has residential and commercial areas, as well as sites for recreational activities

It occupies a sand-filled area of approximately 1,630,000 square metres and is divided into 536 plots (of between 1000 and 4000 square metres in size) mainly arranged along cul-de-sacs. Dwellers in this Island are provided with world class utilities including underground electrical systems (versus the overhead cabling common throughout Lagos), an underground water supply network, a central sewage system and treatment plant, and street lighting and satellite telecommunications networks

Read the full area guide
FAQ

Frequently asked questions

The average price of flats, houses, land and commercial property for sale in Banana Island, Ikoyi, Lagos is ₦2,300,000,000.

The price of the most expensive flats, houses, land and commercial property for sale in Banana Island, Ikoyi, Lagos is ₦24,700,000,000.

The price of the cheapest flats, houses, land and commercial property for sale in Banana Island, Ikoyi, Lagos is ₦3,800,000.

There are 1,977 available flats, houses, land and commercial property for sale in Banana Island, Ikoyi, Lagos. You can view and filter the list of property by price, furnishing and recency.