3 Bedroom Flats

Stop renting. Start owning. Your Dream Home is Now Within Reach with the Ibile Traditional Mortgage System (ITMS)! What if you could own a premium home in Lagos without the burden of paying everything upfront? With the Ibile Traditional Mortgage System (ITMS) by Harmony Garden & Estate Development Ltd, homeownership is now simpler, smarter, and more affordable than ever before. Here's how it works:

• 10% Initial Commitment -- Secure your dream home.
• 30% Payment -- Get your house allocation.
• 50% Payment -- Move into your new home.
• Balance Spread Over 5 Years -- At just 9.9% annual interest.

No hidden charges. No impossible payment plans. Just a transparent pathway from tenant to homeowner. Choose Your Dream Home

• 3-Bedroom Terrace + BQ -- ₦169 Million (Lekki Aviation Town)

Why Thousands Are Choosing itms

• Only 10% to get started.
• House Allocation at 30%.
• Move In at 50%.
• Spread your balance over 5 years.
• Enjoy a minimum of 7.5% - 9.9% single-digit annual interest rate.
• ️ Premium gated estates with modern infrastructure.
• Smart, eco-friendly communities built for lasting value.

Whether you're buying your first home, upgrading your lifestyle, or investing from the diaspora, the Ibile Traditional Mortgage System gives you a practical, flexible, and transparent route to premium homeownership. Don't just dream about owning a home; live in one. Available across:

• Lekki Aviation Town

From 10% Commitment to Homeownership. From Renting to Owning. Welcome to the Ibile Traditional Mortgage System. For assistance: Call/dm