Own A Home In Lagos With Just 10% Deposit Flexible 5-year Mortgage
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Property Description
Ibile Traditional Mortgage Housing Scheme
From Renting to Owning -- A Smarter Path to Homeownership
Owning a home in Lagos is no longer reserved for those who can pay hundreds of millions upfront.
The Ibile Traditional Mortgage Housing Scheme, powered by Harmony Garden & Estate Development Ltd., provides a practical and transparent pathway to homeownership through a flexible payment structure designed for both residents and Nigerians in the diaspora.
Whether you are currently renting, planning for your family's future, or looking to build long-term wealth through real estate, this programme allows you to move into your dream home while spreading payments conveniently over time.
How the Ibile Mortgage System Works
Start with just 10% Initial Commitment
Receive Property Allocation at 30% Payment
Move Into Your Home at 50% Payment
Spread Remaining Balance Over 5 Years
Competitive Interest Rate of 9.9%
Transparent and Structured Payment Process
No Hidden Charges
Available Estates
GranVille Estate
Luxury living in a serene and secure environment.
Lekki Aviation Town
A strategically located community offering accessibility and convenience.
The Parliament Estate
Modern homes designed for affordable luxury and family comfort.
Majestic Bay Estate
Premium waterfront living with exceptional lifestyle appeal.
Available Home Types & Prices
3-Bedroom Bungalow + BQ
₦94,000,000
3-Bedroom Terrace Duplex + BQ
₦137,000,000
3-Bedroom Detached Duplex + BQ
₦249,000,000
4-Bedroom Detached Duplex + BQ
₦298,000,000
5-Bedroom Detached Duplex + BQ
₦340,000,000
Why Choose the Ibile Traditional Mortgage Scheme?
Low Entry Requirement
Flexible 5-Year Payment Plan
Single-Digit Interest Rate (9.9%)
Secure and Gated Communities
Modern Infrastructure
Eco-Friendly Estate Planning
Strong Capital Appreciation Potential
Suitable for Families, Professionals, and Investors
Ideal for Nigerians Living Abroad
Perfect for Diaspora Buyers
You don't have to wait until you return to Nigeria before becoming a homeowner.
Virtual inspections, property verification, and professional transaction support are available for Nigerians in the UK, USA, Canada, Europe, and the Middle East.
A Homeownership Opportunity Designed Around You
Instead of spending years paying rent, begin building equity in your own property through a structured and affordable pathway.
From aspiration to allocation.
From tenant to homeowner.
From uncertainty to ownership.
Secure your preferred home today and begin your journey to homeownership with the Ibile Traditional Mortgage Housing Scheme.
Contact us now for eligibility requirements, estate locations, payment schedules, and property inspections.
Property Details
| Property Ref: 3516580 | Added On: 08 Jun 2026 | Last Updated: 16 Jun 2026 |
| Market Status: Available | Type: Semi-detached Bungalow | Bedrooms: 3 |
| Bathrooms: 3 | Toilets: 3 | Total Area: 500 sqm |
Interesting Facts
Ibeju-Lekki is an intriguing location due to the number of significant infrastructure development projects in the area. The Dangote Refinery, the Lekki Deep-Sea Port, and the Lekki International Airport are among them.
Leisure and Shopping
If you enjoy shopping, do not worry because Ibeju-Lekki has a plethora of options for you to choose from. For indoor shopping, go to AGMART, Dannymart Supermarket, and La Paz Mall, and for open-air shopping, go to Akodo and akara markets.
Popular Estates
In Ibeju-Lekki, there are many estates where opulence meets functionality. Amen Estate, Crown Estate, and Roseberry Estate are among them.
Day Life
Ibeju-popularity Lekki's as a tourist destination is boosted by the presence of stunning ocean fronts and lagoon views. During the day, you can visit Awolowo Museum and Private Beach, La Campagne Tropicana Resort, Lakowe Lakes and Golf Resort, and Lufasi Nature Park.
Night Life
There are several bars and clubs in Ibeju-Lekki where you can have a good time. Visit the Comfort Lounge, Bar Classique and Restaurants, and Wind Lounge.
Schools
There is good news for parents who want their children or wards to receive a high-quality education. In Ibeju-Lekki, Guided Treasures Nursery and Primary School, Flourish Hall International School, and Albesta Academy are all excellent options.
Read the full area guide for Ibeju Lekki, Lagos.
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Disclaimer
The information displayed about this property comprises a property advertisement. Nigeria Property Centre makes no warranty as to the accuracy or completeness of the advertisement or any linked or associated information, and Nigeria Property Centre has no control over the content. This property listing does not constitute property particulars.The information is provided and maintained by Binorealestateconsult Limited. Nigeria Property Centre shall not in any way be held liable for the actions of any agent and/or property owner/landlord on or off this website.
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No 3, Lapako Street, Igbo Oluwo, Ikorodu, Lagos, Nigeria
0808 XXXX Show Phone
08086428537
7A858D28
Registered 10 years ago
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