Own a Home in Lagos with Just 10% Deposit Flexible 5-Year Mortgage

Ibile Traditional Mortgage Housing Scheme From Renting to Owning -- a Smarter Path to Homeownership Owning a home in Lagos is no longer reserved for those who can pay hundreds of millions upfront. The Ibile Traditional Mortgage Housing Scheme, powered by Harmony Garden & Estate Development Ltd., provides a practical and transparent pathway to homeownership through a flexible payment structure designed for both residents and Nigerians in the diaspora. Whether you are currently renting, planning for your family's future, or looking to build long-term wealth through real estate, this programme allows you to move into your dream home while spreading payments conveniently over time. How the Ibile Mortgage System Works Start with just 10% Initial Commitment Receive Property Allocation at 30% Payment Move Into Your Home at 50% Payment Spread Remaining Balance Over 5 Years Competitive Interest Rate of 9.9% Transparent and Structured Payment Process No Hidden Charges Available Estates GranVille Estate Luxury living in a serene and secure environment. Lekki Aviation Town A strategically located community offering accessibility and convenience. The Parliament Estate Modern homes designed for affordable luxury and family comfort. Majestic Bay Estate Premium waterfront living with exceptional lifestyle appeal. Available Home Types & Prices 3-Bedroom Bungalow + BQ ₦94,000,000 3-Bedroom Terrace Duplex + BQ ₦137,000,000 3-Bedroom Detached Duplex + BQ ₦249,000,000 4-Bedroom Detached Duplex + BQ ₦298,000,000 5-Bedroom Detached Duplex + BQ ₦340,000,000 Why Choose the Ibile Traditional Mortgage Scheme? Low Entry Requirement Flexible 5-Year Payment Plan Single-Digit Interest Rate (9.9%) Secure and Gated Communities Modern Infrastructure Eco-Friendly Estate Planning Strong Capital Appreciation Potential Suitable for Families, Professionals, and Investors Ideal for Nigerians Living Abroad Perfect for Diaspora Buyers You don't have to wait until you return to Nigeria before becoming a homeowner. Virtual inspections, property verification, and professional transaction support are available for Nigerians in the UK, usa, Canada, Europe, and the Middle East. A Homeownership Opportunity Designed Around You Instead of spending years paying rent, begin building equity in your own property through a structured and affordable pathway. From aspiration to allocation. From tenant to homeowner. From uncertainty to ownership. Secure your preferred home today and begin your journey to homeownership with the Ibile Traditional Mortgage Housing Scheme. Contact us now for eligibility requirements, estate locations, payment schedules, and property inspections.