Nigeria Property Centre

Flats in Banana Island, Ikoyi, Lagos

There are 1,503 flats for sale and rent in Ikoyi. Every listing is posted by an estate agent or developer you can contact directly — filter by price, type, furnishing and recency to find the right home.

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21–41 of 1,503 properties

Premium Plus Top promoted listing
Waterfront Luxury 3 Bedrooms Flat with BQ
12 photos
₦700,000,000

Flat / apartment for sale

Waterfront Luxury 3 Bedrooms Flat with BQ

3 bedroom flat with Bq inside Banana Island Estate, Ikoyi. Pay 35% and spread your payment within 12 months Construction stage: 12th floor. Time of completion: 24 months remaining Features Elevator Swimming pool Gym 247 security En-suite bedrooms Water treatment Serenity Excellent rental value Ample parking space Agency fee: 3.5% Price: N700m 0-24 months payment plan options also available

Banana Island, Ikoyi, Lagos
3 Beds 3 Baths 4 Toilets 2 Parking

Bankofproperty LTD

Contact Agent
A Lovely & Serviced 3 Bedroom Apartment with a Room BQ
Premium
25
₦950,000,000

Flat / apartment for sale

A Lovely & Serviced 3 Bedroom Apartment with a Room BQ

A Fully Serviced & Well maintained three (3) bedroom apartment located in Banana Island available for sale. Features Swimming pool Gym 24hrs security 24hrs power Etc Sale price:N950 Million

Banana Island, Ikoyi, Lagos
3 Beds 3 Baths 4 Toilets
Netton Real Estate
Serviced 4 Bedroom Apartment with Pool, Gym, Elevator
Premium Verified Photos
1
₦40,000,000

Flat / apartment for rent

Serviced 4 Bedroom Apartment with Pool, Gym, Elevator

Direct letting Fully Serviced 4 Bedroom Apartment With Communal Pool, Gym, Elevator & Waiting Area. Features; -All rooms en-suite -Fully serviced -Ample parking space -Access Card elevator -Functional communal pool -Fully fitted gym -Fitted Acs in all rooms -Fully fitted kitchen with washing machine -24/7 power supply : Banana Island Road, Ikoyi, Lagos State. Price: ₦40,000,000 Per Annum Service Charge: ₦1,200,000 Per Annum *Agency:**10%* *Legal:**10%* *Caution:**10%*

Banana Island Road, Banana Island, Ikoyi, Lagos
4 Beds 4 Baths 5 Toilets 3 Parking
Marketbooy of Lagos
Premium Luxury 3 Bedroom Apartment + BQ Bella Vista
Premium
15
₦50,000,000 /yr

Flat / apartment for rent

Premium Luxury 3 Bedroom Apartment + BQ Bella Vista

Joe15-for rent 3 bedroom apartment + bq bella vista, banana island Location: bella vista, banana island, ikoyi, lagos Rent: ₦50,000,000 per annum Service charge: ₦4,000,000 Caution deposit: ₦3,000,000 Agency: 10% Legal: 10% Features: - spacious 3 bedroom apartment with bq - all rooms en-suite - fully fitted kitchen - spacious living and dining area - balcony with premium views - elevator access - serviced development - ample parking space - secure and serene banana island environment - prime luxury residential address Contact: Infinique properties +2347084976122 Whatsapp: 08064653585 Infiniqueproperties@gmail. Com

Bella Vista, Banana Island, Ikoyi, Lagos
3 Beds 3 Baths 4 Toilets 2 Parking
Infinique Properties Limited
Beautiful 1 Bedroom Apartment
Premium
15
₦140,000

Flat / apartment short let

Beautiful 1 Bedroom Apartment

1 Bedroom Fully Furnished Apartment with Swimming pool and Gym, Banana Island Road Ikoyi Price - N150,000 -24 hours light n water -Unlimited wifi -Dstv/Netflix/YouTube -24 hours security -Swimming Pool -Gym -Full kitchen (not open plan) -Balcony -Elevator -Cleaning services (3x weekly, if u want extra hours that ll be 5k per extra) -Very friendly parking space in a secured compound -Standby Facility persons in case of any emergency -Gated estate etc

Banana Island Road, Banana Island, Ikoyi, Lagos
1 Beds 1 Baths 2 Toilets
Life Properties.ng
Premium 2 Bedroom Apartment No BQ
Premium
16
₦30,000,000 /yr

Flat / apartment for rent

Premium 2 Bedroom Apartment No BQ

AccentIk02-FOR rent 2 bedroom apartment banana island, ikoyi Location: Banana Island, Ikoyi, Lagos Spacious 2 bedroom apartment (No BQ) Rent: ₦30,000,000 per annum Service Charge: ₦1,000,000 Caution Deposit: 10% Agency: 10% Legal: 10% Features: - 2 spacious bedrooms - Spacious living and dining area - Secure environment - Prime Banana Island location - Good access roads - Suitable for premium residential living Contact: Infinique Properties 07084976122 08064653585 [email protected]

Banana Island Estate, Banana Island, Ikoyi, Lagos
2 Beds 2 Baths 3 Toilets 3 Parking
Infinique Properties Limited
Premium Waterfront Ground Floor 3 Bedroom Apartment + BQ+ Pool+ Tennis
Premium
7
₦38,000,000

Flat / apartment for rent

Premium Waterfront Ground Floor 3 Bedroom Apartment + BQ+ Pool+ Tennis

Direct clients preferable Premium waterfront ground floor 3 bedroom apartment + BQ+ swimming pool + GYM + tennis court etc in banana island estate ikoyi Rent: N38M per annum Service charge: N7M Agency, legal caution fees applicable Call prince ademola osinuga international now to buy & move in immediately

Banana Island Estate, Banana Island, Ikoyi, Lagos
3 Beds 3 Baths 4 Toilets 2 Parking
Prince Ademola Osinuga International
Premium Fully Furnished 2 Bedroom Apartment
Premium
14
₦30,000,000 /yr

Flat / apartment for rent

Premium Fully Furnished 2 Bedroom Apartment

Accent01-Property Brief For lease fully furnished 2 bedroom apartment banana island, ikoyi Location: Banana Island, Ikoyi, Lagos Luxury fully furnished 2 bedroom apartment Rent: ₦30,000,000 per annum Lease Term: 2 Years Upfront Agency: 10% Legal: 10% Features: - Fully furnished apartment - Spacious en-suite bedrooms - Modern living and dining area - Fully fitted kitchen - Secure and serene environment - Prime Banana Island location Note: Pictures available on request. Contact: Infinique Properties 07084976122 08064653585 [email protected]

Banana Island, Ikoyi, Lagos
2 Beds 2 Baths 3 Toilets 2 Parking
Infinique Properties Limited
4 Bedroom Apartment
Premium
25
₦45,000,000

Flat / apartment for rent

4 Bedroom Apartment

CW09137 4 Bedroom Apartment in Ikoyi Banana Island Road, Ikoyi, Lagos a spacious 4-bedroom apartment located on Banana Island Road, offering modern finishes, generous living spaces, and a secure residential environment. This property is ideal for corporate tenants, professionals, and expatriate families seeking premium accommodation in one of Lagos' most prestigious neighborhoods. Rental Details Rent: ₦45,000,000 per annum Additional Charges Service Charge: ₦2,284,000 per annum Agency Fee: 10% Legal Fee: 10% Caution Deposit: 10% Features & Amenities 4 Spacious Bedrooms Fully Installed Air Conditioners Spacious Walk-In Closet (Master Bedroom) Built-In Wardrobes in All Rooms Modern Shower Cubicles Elegant Chandeliers Spacious Living & Dining Area Well-Ventilated & Naturally Lit Interiors Ample Parking Space Gated & Secure Premises 24/7 Security Professional Facility Management Highlights Prime Banana Island Road Address Ideal for Corporate Tenants, Professionals, and Expatriate Families Secure and Well-Managed Development Spacious Contemporary Layout Excellent Accessibility Premium Residential Environment Location: Banana Island Road, Ikoyi, Lagos a fantastic opportunity to lease a premium apartment in one of Ikoyi's most desirable residential locations, offering comfort, security, and a refined lifestyle. For more Information, Pricing and Private Viewings Please Contact: Titilayo: +234 707 886 6245 Lilian: 09062511340 Email: [email protected] Website: www.cwlagos.com We are Social! Check out other Fantastic Premium Listings on our Social Media Platforms IG: @cwrelagos Twitter: @cwrelagos Facebook: @cwrealestate

Banana Island, Ikoyi, Lagos
4 Beds 4 Baths 5 Toilets
C W Real Estate
5 Bedroom Penthouse
Premium
7
₦4,000,000,000

Flat / apartment for sale

5 Bedroom Penthouse

CW09240 5 Bedroom Penthouse in Ikoyi Banana Island, Ikoyi, Lagos Experience the pinnacle of luxury living in this exclusive 5-bedroom penthouse located in the prestigious Banana Island. Offering expansive living spaces, breathtaking panoramic waterfront views, and world-class amenities, this residence is designed for discerning homeowners seeking elegance, privacy, and sophistication. Sale Details Price: ₦4,000,000,000 Features & Amenities 5 Spacious En-Suite Bedrooms Swimming Pool Fully Equipped Gym Spacious Living & Dining Area Contemporary Interior Finishes Cassette Air Conditioners Spacious Wraparound Balconies Panoramic Waterfront Views High-Speed Elevator Access Premium Interior Design Highlights Prestigious Banana Island Address Exclusive Penthouse Residence Stunning Panoramic Waterfront Views Spacious Wraparound Balconies Contemporary Luxury Finishes Ideal for High-Net-Worth Individuals and Investors Excellent Long-Term Capital Appreciation One of Lagos' Most Exclusive Residential Opportunities Location: Banana Island, Ikoyi, Lagos An exceptional opportunity to own a landmark penthouse in Banana Island, combining luxury, privacy, and spectacular waterfront living in one of Africa's most prestigious residential communities. For more Information, Pricing and Private Viewings Please Contact: Olade: +234 810 875 5286 Lilian: 09062511340 Email: [email protected] Website: www.cwlagos.com We are Social! Check out other Fantastic Premium Listings on our Social Media Platforms IG: @cwrelagos Twitter: @cwrelagos Facebook: @cwrealestate

Banana Island, Ikoyi, Lagos
5 Beds 5 Baths 6 Toilets
C W Real Estate
3 Bedroom Apartment
Premium
15
₦40,000,000 /yr

Flat / apartment for rent

3 Bedroom Apartment

CW08739 3 Bedroom Apartment in Ikoyi Banana Island, Ikoyi, Lagos Enjoy luxury waterfront living in this beautifully designed 3-bedroom apartment with a boys' quarters, located in the prestigious Banana Island. Offering stunning views, premium amenities, and a serene environment, this residence is ideal for professionals, expatriates, and families seeking an upscale lifestyle. Features & Amenities 3 spacious en-suite bedrooms Boys' Quarters (BQ) Waterfront setting Fully fitted kitchen Swimming pool Fully equipped gym Rooftop lounge Tennis court Fitted air conditioning units Smoke detectors Large windows with abundant natural light Ample parking space 24/7 power supply 24/7 security Serene and secure environment Rent: ₦40,000,000 per annum Additional Charges Service Charge: ₦7,000,000 Agency Fee: 10% Legal Fee: 10% Location: Banana Island, Ikoyi a premium waterfront residence offering luxury amenities, breathtaking surroundings, and the exclusivity of living in one of Lagos' most prestigious neighborhoods. For more Information, Pricing and Private Viewings Please Contact: Ifunaya: +234 706 399 0727 Lilian: 09062511340 Email: [email protected] Website: www.cwlagos.com We are Social! Check out other Fantastic Premium Listings on our Social Media Platforms IG: @cwrelagos Twitter: @cwrelagos Facebook: @cwrealestate

Banana Island, Ikoyi, Lagos
3 Beds 3 Baths 4 Toilets
C W Real Estate
Fully Furnished 3 Bedroom Apartment
Premium
13
₦75,000,000 /yr

Flat / apartment for rent

Fully Furnished 3 Bedroom Apartment

F- to let* Fully furnished 3 Bedroom apartment for rent location: Banana island, ikoyi rent: 75 million naira or 60k usd SVC: 4.2 naira diesel- included in service charge legal:10% (this is negotiable) agency: 10% No BQ Glor

Banana Island, Ikoyi, Lagos
3 Beds 3 Baths 3 Toilets 2 Parking
Teelinks Realty Agency
Furnished 2-Bedroom Apartment
Premium
16
₦30,000,000 /yr

Flat / apartment for rent

Furnished 2-Bedroom Apartment

[semi direct brief!] Furnished 2-bedroom apartment for rent (no BQ) Location: Banana Island Rent: ₦30 Million Term: 2yrs payable Service charge: ₦3 Million Diesel deposit: Nil Agency: 10% Legal: 10% Caution: 5%

Banana Island, Ikoyi, Lagos
2 Beds 2 Baths 3 Toilets
Propellr Homes
Luxury Fully Furnished and Serviced 4 Bedroom Apartment
Premium
15
₦80,000,000 /yr

Flat / apartment for rent

Luxury Fully Furnished and Serviced 4 Bedroom Apartment

-> Luxurious Fully Furnished & Serviced 4-Bedroom Apartment Location: Off Banana Island Road, Ikoyi, Lagos -> Rent: ₦80,000,000 Agency: 10% // Legal: 10% -> Features: Fully furnished, fully serviced, spacious layout, premium finishing, prime Ikoyi location, secure and serene environment, ample parking space, no BQ Lichbra

Banana Island, Ikoyi, Lagos
4 Beds 4 Baths 5 Toilets
Davochihomes
Luxury 1 Bedroom and Parlour with Swimming Pool and Gym
Premium
16
₦120,000 /day

Flat / apartment short let

Luxury 1 Bedroom and Parlour with Swimming Pool and Gym

WhatsApp preferably 0814 908 6371 Newly Launched Apartment 1 Bedroom Mini flat Apartment with Swimming pool and Gym, Banana Island road. Ikoyi -24 hours light n water -Unlimited wifi -Dstv/Netflix/YouTube -24 hours security (with CCTV cameras active outside) -Swimming pool -Gym -Elevator -Cleaning services x3 -Balcony -Very friendly parking space in a secured compound -Standby Facility persons in case of any emergency -Gated estate etc

Banana Island, Ikoyi, Lagos
1 Beds 1 Baths 1 Toilets 2 Parking
Elens Homes
3 Bedroom Apartment
Premium
14
₦35,000,000 /yr

Flat / apartment for rent

3 Bedroom Apartment

CW08733 3 Bedroom Apartment in Ikoyi Banana Island, Ikoyi, Lagos a well-appointed 3-bedroom apartment with a boys' quarters located in the prestigious Banana Island community. This residence offers a blend of comfort, security, and modern amenities, making it ideal for families, professionals, and expatriates. Features & Amenities 3 spacious bedrooms Boys' Quarters (BQ) Fully fitted kitchen Swimming pool Fully equipped gym Fitted air conditioning units Large windows for natural lighting Smoke detectors 24/7 power supply 24/7 security Ample parking space Serene residential environment Rent: ₦35,000,000 per annum Additional Charges Service Charge: ₦5,500,000 Agency Fee: 10% Legal Fee: 10% A premium rental opportunity in Banana Island, offering spacious living, quality amenities, and a secure environment within one of Lagos' most exclusive residential enclaves. For more Information, Pricing and Private Viewings Please Contact: Ifunaya: +234 706 399 0727 Lilian: 09062511340 Email: [email protected] Website: www.cwlagos.com We are Social! Check out other Fantastic Premium Listings on our Social Media Platforms IG: @cwrelagos Twitter: @cwrelagos Facebook: @cwrealestate

Banana Island, Ikoyi, Lagos
3 Beds 3 Baths 4 Toilets
C W Real Estate
3 Bedroom Apartment
Premium
22
$800,000

Flat / apartment for sale

3 Bedroom Apartment

CW08790 3 Bedroom Apartment in Ikoyi Banana Island, Ikoyi, Lagos a beautifully designed waterfront apartment located within the prestigious development in Banana Island. Offering premium amenities, stunning views, and a highly sought-after address, this residence is ideal for homeowners and investors seeking luxury living in one of Lagos' most exclusive communities. Sale Price: $800,000 (Asking) Floor: 7th Floor Features 3 spacious bedrooms All rooms en-suite Fully fitted kitchen Waterfront views Spacious living and dining areas Premium finishes Excellent natural lighting Amenities Swimming pool Fully equipped gym Tennis court 24-hour power supply 24-hour security Secure and serene environment Ample parking space Professional facility management Location: Banana Island, Ikoyi An exceptional opportunity to own a luxury waterfront apartment in Banana Island, combining elegance, comfort, and strong investment value in one of Nigeria's most prestigious residential developments. For more Information, Pricing and Private Viewings Please Contact: Rose: +234 814 922 6187 Lilian: 09062511340 Email: [email protected] Website: www.cwlagos.com We are Social! Check out other Fantastic Premium Listings on our Social Media Platforms IG: @cwrelagos Twitter: @cwrelagos Facebook: @cwrealestate

Banana Island, Ikoyi, Lagos
3 Beds 3 Baths 4 Toilets
C W Real Estate
4 Bedroom Penthouse
Premium
20
$1,800,000

Flat / apartment for sale

4 Bedroom Penthouse

CW08781 4 Bedroom Penthouse in Ikoyi Banana Island, Ikoyi, Lagos An exclusive waterfront penthouse located in the prestigious Bella Vista development, Banana Island. Designed for luxury living, this residence combines breathtaking waterfront views, premium amenities, and spacious interiors, offering an exceptional lifestyle in one of Lagos' most sought-after addresses. Property Details 4 Bedrooms 1 Study Room / Home Library 10th Floor Penthouse All Rooms En-Suite Sale Price: $1,800,000 Features & Amenities Waterfront views Spacious en-suite bedrooms Fully fitted kitchen Dedicated study/home library Swimming pool Fully equipped gym Tennis court 24-hour power supply 24-hour security Premium residential environment Ample parking space Excellent property management Location: Banana Island, Ikoyi a rare opportunity to own a luxury waterfront penthouse in Banana Island, offering exclusivity, comfort, and world-class amenities in one of Nigeria's most prestigious residential communities. For more Information, Pricing and Private Viewings Please Contact: Rose: +234 814 922 6187 Lilian: 09062511340 Email: [email protected] Website: www.cwlagos.com We are Social! Check out other Fantastic Premium Listings on our Social Media Platforms IG: @cwrelagos Twitter: @cwrelagos Facebook: @cwrealestate

Banana Island, Ikoyi, Lagos
4 Beds 4 Baths 5 Toilets
C W Real Estate
4 Bedroom Penthouse
Premium
18
$2,500,000

Flat / apartment for sale

4 Bedroom Penthouse

CW08795 4 Bedroom Penthouse in Ikoyi Banana Island, Ikoyi, Lagos An exceptional luxury penthouse situated in the prestigious development, Banana Island. Offering breathtaking waterfront views, expansive living spaces, and premium lifestyle amenities, this residence is designed for discerning homeowners seeking exclusivity and sophistication. Asking Price: $2,500,000 Usd Property Features 4 spacious bedrooms Study room / home library All rooms en-suite Fully fitted kitchen Spacious living and dining areas Premium interior finishes Large en-suite bedrooms Excellent natural lighting Amenities Waterfront views Swimming pool Fully equipped gym Tennis court 24-hour power supply 24-hour security Professional facility management Ample parking space Serene and exclusive environment Location: Banana Island, Ikoyi a rare opportunity to own a luxury waterfront penthouse in one of Lagos' most prestigious residential developments, offering unparalleled comfort, privacy, and long-term investment value. For more Information, Pricing and Private Viewings Please Contact: Rose: +234 814 922 6187 Lilian: 09062511340 Email: [email protected] Website: www.cwlagos.com We are Social! Check out other Fantastic Premium Listings on our Social Media Platforms IG: @cwrelagos Twitter: @cwrelagos Facebook: @cwrealestate

Banana Island, Ikoyi, Lagos
4 Beds 4 Baths 5 Toilets
C W Real Estate
2 Bedroom Apartment
Premium
1
₦30,000,000 /yr

Flat / apartment for rent

2 Bedroom Apartment

CW08995 2 Bedroom Apartment in Ikoyi Banana Island Road, Ikoyi, Lagos a beautifully renovated 2-bedroom apartment with a BQ, private garden, and self-compound located within a secure estate on Banana Island Road. This property offers a rare combination of privacy, spacious outdoor living, and premium amenities. Ideal for professionals, expatriates, and small families seeking an exclusive lifestyle in a prestigious neighborhood. Rental Details Rent: ₦30,000,000 per annum Additional Charges Service Charge: ₦3,000,000 Diesel Deposit: ₦1,000,000 Caution Deposit: 10% Agency Fee: 10% Legal Fee: 10% Key Features & Amenities 2 Spacious En-Suite Bedrooms Boys' Quarters (BQ) Private Garden Self Compound Parking Space for Up to 4 Cars Spacious Living Area Fully Fitted Kitchen Heat Extractor Aesthetic pop Lighting Swimming Pool Fully Equipped Gym Ample Parking Space Spacious Bedrooms with Ample Storage Estate Features Gated Estate ️ Secure Environment Serene Neighborhood Prime Location Excellent Road Network Highlights Rare Private Garden Feature Self-Compound for Added Privacy Prestigious Banana Island Address Ideal for Executives, Expatriates, and Small Families Premium Lifestyle Amenities Location: Banana Island Road, Ikoyi, Lagos a unique opportunity to rent a private and spacious home in Banana Island, offering exclusivity, comfort, and an elevated living experience in one of Lagos' most prestigious neighborhoods. For more Information, Pricing and Private Viewings Please Contact: Sophia: +234 814 497 6677 Lilian: 09062511340 Email: [email protected] Website: www.cwlagos.com We are Social! Check out other Fantastic Premium Listings on our Social Media Platforms IG: @cwrelagos Twitter: @cwrelagos Facebook: @cwrealestate

Banana Island, Ikoyi, Lagos
2 Beds 2 Baths 3 Toilets
C W Real Estate
2-Bedroom Apartment
Premium
7
₦30,000,000

Flat / apartment for rent

2-Bedroom Apartment

CW09080 2-Bedroom Apartment in Ikoyi Discover contemporary luxury in this beautifully finished 2-bedroom apartment located on the prestigious Banana Island Road, Ikoyi. Offering a blend of elegance, comfort, and convenience, this residence is designed to meet the needs of professionals, expatriates, and small families seeking a premium lifestyle in one of Lagos' most exclusive neighborhoods. Residents enjoy access to exceptional amenities, professional facility management, and a secure environment, ensuring a comfortable and hassle-free living experience. Property Features 2 Spacious En-Suite Bedrooms Spacious Living and Dining Area Modern Fully Fitted Kitchen Contemporary Interior Finishes Access-Controlled Elevator Swimming Pool Fully Equipped Gym 24/7 Power Supply Ample Parking Space CCTV Surveillance Access Control System Uniformed Security Personnel Professional Facility Management Serene and Secure Environment Lifestyle Amenities Resort-Style Swimming Pool Modern Fitness Centre 24-Hour Electricity Professionally Managed Development Premium Security Systems Prestigious Ikoyi Address Easy Access to Banana Island, Victoria Island, and major business districts Financial Details Annual Rent: ₦30,000,000 Service Charge: ₦1,800,000 Agency Fee: 10% Legal Fee: 10% Caution Deposit: 10% Ideal Tenant This property is ideal for professionals, expatriates, corporate executives, and couples seeking a luxury apartment in a prime Ikoyi location. Location Banana Island Road, Ikoyi, Lagos Property Type Luxury 2-Bedroom Apartment For more Information, Pricing and Private Viewings Please Contact: Ifunaya : +234 7063990727 Lilian: 09062511340 Email: [email protected] Website: www.cwlagos.com We are Social! Check out other Fantastic Premium Listings on our Social Media Platforms IG: @cwrelagos Twitter: @cwrelagos Facebook: @cwrealestate

Banana Island, Ikoyi, Lagos
2 Beds 2 Baths 3 Toilets
C W Real Estate

Showing 21–41 of 1,503 properties

Area Guide

About Ikoyi, Nigeria

By and large, Ikoyi is a posh neighbourhood with a mishmash of exquisite residential apartments and commercial presence.

Ikoyi borders the Lagos Lagoon and takes up the eastern half of Lagos Island. It is one of the towns that make up the Eti-Osa Local Government Area of Lagos state.

Originally, the British Colonial Governments designated Ikoyi as a residential area for the expatriate community perhaps due to its proximity to the sea. However this arrangement changed with time with big establishments locating their corporate headquarters at Ikoyi. Ikoyi is home to the creme de la creme of the Nigerian society, from diplomats to senior company, business executives and senior public servants.

Read the full area guide
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Frequently asked questions

There are 1,503 available flats in Banana Island, Ikoyi, Lagos. You can view and filter the list of property by price, furnishing and recency.